Author: Chelsea Culp

FNB Bank, Inc. (FNB) is proud to announce we have earned the AARP’s award-winning BankSafe Trained seal in recognition of the training we have undergone and policies we have in place to better protect the assets of older Americans.

FNB is one of 190 financial institutions to earn the 2026 seal, which certifies that employees have completed a training program focused on protecting customers from fraud and other financial exploitation. To qualify, organizations must ensure at least 80 percent of their frontline staff complete AARP’s comprehensive BankSafe training annually, alongside actively pursuing policies to address suspected financial exploitation. Eligibility for the seal also requires a positive standing in Better Business Bureau ratings and adherence to specific legal and regulatory standards.

The AARP BankSafe seal is one more way FNB demonstrates our unwavering commitment to protecting our customers from scams and fraud. Learn more at visit aarp.org/banksafe.

FNB Bank is proud to announce that they have donated over $87,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program in 2025.  Most recently, FNB’s 4^th quarter (2025) donation resulted in over $22,000 to the participating schools.

“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion. To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit Spirit Debit Cards – Grow With FNB. 

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $1,000 Christmas donation to two worthy charities on behalf of their customers and community members.  Both Marshall County Caring Needline and Marcella’s Kitchen received $500 donations to assist with daily necessities and expenses.

“FNB is excited to support these two great organizations with this Christmas donation,” stated Trent Lovett, Marshall County Market President. “Marshall County Caring Needline and Marcella’s Kitchen are wonderful programs that provide tremendous assistance to those within our community, and we hope these donations will assist in furthering their missions this Christmas.”

Marshall County Caring Needline is a food bank that provides essential food assistance to Marshall County residents, serving more than 400 families every month. Donations can be made through PayPal at @marshallcocaring. For more information about Marshall County Caring Needline, please contact 270-527-0024 or marshallneedline@gmail.com.

Marcella’s Kitchen is a community kitchen with the goal of serving the hungry of Marshall County by providing free meal regardless of age, financial status, etc. The Marshall County nonprofit serves more than 300 people daily. The Kitchen relies on donations and volunteers, as it does not receive government funding. To donate to the nonprofit, you can send a check to Marcella’s Kitchen at P.O. Box 272, Benton, KY, 42025. For more information about Marcella’s Kitchen, please contact 270-493-6236.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $700 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $1,000 Christmas donation to two worthy charities in Cadiz-Trigg County on behalf of their customers and community members.  Both Helping Hands and Feed My Friends received $500 donations to assist in fulfilling their daily missions.

“Both organizations assist so many in this community and we hope these donations help them further their efforts of making a positive impact on Cadiz & Trigg County,” stated Kyle Hensley, FNB’s Trigg County Market President.  “Assisting organizations in our community who provide for others, especially in the area of food insecurity, is our way of showing appreciation for all that they do.”

Helping Hands of Trigg County operates a Food Bank to provide food assistance to families in need. Helping Hands is an all-volunteer, not-for-profit organization that has been in operation since 1997. As the holiday season approaches, Helping Hands is preparing to serve 300 families, many of whom are larger and will receive an increased allotment of food. Food distribution takes place every Monday and Friday from 10:00 AM to 1:00 PM at 21 Line Street in Cadiz. For more information about Helping Hands, please contact 270-522-1001.

Feed My Friends operates a Christmas Food Box Program that aims to provide a Christmas meal to Trigg County residents who are in need. The Program began in 2014, serving only three families and in 2025 will serve 91+ families, including 156 adults and 137 children. For more information on Feed My Friends, please contact 270-498-2980 or feedmyfriendstriggco@gmail.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $700 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $1,000 Christmas donation to the Family Service Society of Paducah on behalf of their customers and community members.

“This Christmas season, we are giving back to those who generously serve and make a difference in our community,” stated Ike Nichols, FNB’s McCracken County Market President.  “We believe in the mission of the Family Service Society and are confident that this donation will make a positive impact for those in need this Christmas.”

Family Service Society provides assistance to residents of Paducah/McCracken County who are in need, by assisting with basic needs such as food, clothing, prescription medications, emergency dental, utility assistance, personal hygiene items, household goods and Christmas food assistance. Family Service Society was founded in 1927 and is the second oldest non-profit organization in Paducah. For more information about the Family Service Society or to donate, please visit:  https://www.fsspaducah.com/.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $700 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $2,000 Christmas donation to the Mayfield-Graves County Needline & Food Pantry on behalf of their customers and community members.

“With more families facing food insecurity this year than ever before, it is especially meaningful to give back this Christmas,” said Brooke Wiles, FNB Chief Marketing Officer. “Giving back to the Needline/Food Pantry is our way of standing alongside a worthy charity that makes a real difference for individuals and families in our community. We are confident in their mission and the vital services they provide to Mayfield and Graves County.”

In addition to the bank’s monetary Christmas donation to the Mayfield-Graves County Needline & Food Pantry, FNB employees donated non-perishable food items to the cause. For information about the Mayfield-Graves County Needline and Food Pantry, please call (270) 247-6333 or e-mail needline-foodpantry@hotmail.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $700 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $2,000 Christmas donation to two worthy charities on behalf of their customers and community members in Murray-Calloway County.  Both the Laker and Tiger Christmas assistance programs split the donation to fulfill their missions.

“Giving back to our local charities is the best gift we can give during this holiday season,” stated Ashley Gibson, FNB Mortgage Loan Officer. “Giving back is a great reminder of what the holiday season is truly about and how blessed we are to live in such an amazing community with programs that help those in need.”

In addition to the bank’s monetary donation to Murray and Calloway County Schools, FNB employees also donated money to the cause. Christmas tree tags from both schools were also available at FNB’s Murray North and Murray South Offices. The tags help to support local families in Murray-Calloway County that need assistance during the holiday season.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $700 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.