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Mayfield’s Two Local Banks Receive Honorable Mention in ICBA’s 2023 National Community Bank Service Awards

September 22, 2023

The Independent Community Bankers of America (ICBA) recently announced the winners of its 2023 National Community Bank Service Awards in recognition of the creative and exemplary efforts of the nation’s community banks to help their local economies flourish. Together with First Kentucky Bank, FNB Bank received an honorable mention for our DREAM Together (Downtown Revitalization and Economic Advancement for Mayfield) initiative helping small businesses rebuild following the devastating EF4 tornado that swept through Mayfield on December 10, 2021.

“ICBA celebrates our 2023 National Community Bank Service Award winners and is honored to share these inspirational stories, which demonstrate the resourcefulness and unwavering commitment of local community banks to the customers and communities they serve—most notably during times of need,” ICBA President and CEO Rebeca Romero Rainey said. “These acts of service are a poignant reminder of why community banks are different and are central to ensuring strong and resilient communities nationwide.”

The DREAM Together Initiative began in March 2022, following the aftermath of the December 2021 tornado. Together, both Mayfield based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of First Kentucky Bank and FNB Bank is to stimulate economic development and put jobs back in one of the hardest hit areas in the community. “Together, we’ve participated on a little less than $3 million worth of loans, and we’ve given out around $300,000 in incentives combined through grants for people to rebuild,” says Sam Mahan, FNB Bank VP/Senior Lender. For more information regarding the DREAM Program, please visit:

The 2023 ICBA National Community Bank Service Award winners are:

Emerging Community Bank Service Award:

Cross Bank – Wynne, Arkansas

Exceptional Community Bank Service Award:

First Federal Savings & Loan Association – Pascagoula, Mississippi

Honorable Mentions:

Olympia Federal Savings – Olympia, Washington

Synergy Bank – Houma, Louisiana

First Kentucky Bank and FNB Bank – Mayfield, KY

To read more on the award winners, please visit: More than 100 community banks and employees have been recognized by the ICBA National Community Bank Service Awards since the program’s inception in 2002. Bank technology services provider FIS, of Jacksonville, Florida, sponsored this year’s program.

About ICBA

The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services. With nearly 50,000 locations nationwide, community banks employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding $5.8 trillion in assets, $4.8 trillion in deposits, and $3.8 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation, and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $670 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $554 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender. 

Kentucky was on the frontier. Now you are.

The frontier was always about wanting more. Since 1875, we’ve made it our mission to help jump start small business and farming in the communities we call home. You’re ready to start something. We’re ready to help. Start by watching the stories that started at FNB.



Call: 270-247-1758
Toll Free: 888-934-2536




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