Personal Checking that makes you good with money. Personal Lending that makes the good life within reach. Mobile banking for life on the go and savings to get where you’re going. FNB has personal banking services that let you bank in the moment and lenders to help you bank on reaching life’s milestones. Why do we offer so many choices and features with our personal banking? Because you’re not just making a living. You want to make things happen in your life. Pursuit of happiness? It’s time for banking that helps you catch it.
Personal Checking
Choose checking perfect for where you are, a student, senior or service member. Or checking for where you want to go with savings features or tiered interest. Our YourStart® checking is truly personal.
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Personal Savings
We help you save for a goal, from Christmas to vacations, or a dream like retirement. We even have accounts that make saving easier than you ever dreamed. Start small or start a new account and you’ll start seeing wealth within reach.
Go to Personal Savings >
CDs and IRAs
Classic wealth-building tools that lock out risk, taxes and market uncertainty, while locking in a good interest rate and growing balance. Discover how we’ve made these savings instruments more in tune with your goals.
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Home Mortgages
Get your mortgage from a local lender that can show you the best way home. Check out FNB’s online Mortgage Center to connect with resources, tools, current rates and our local lenders. Get a competitive mortgage rate with customer service that has no competition from a bank that feels like a haven.
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Personal Lending
Loans to get a car, get off road with a recreational vehicle, get through school, or get ahead of bills. All while getting the service and personal attention from a lender that sees you as a relationship, not an account.
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Indirect Lending
If you are shopping for a car, truck, SUV, side-by-side or ATV, be sure to ask your dealer about FNB Indirect loans. We are dedicated to providing the same top notch customer service in the showroom you expect to receive at any of our branch locations.
Go to Indirect Lending >
Credit & Debit Cards
Choose from Credit Cards with rewards to Spirit Debit Cards with school pride. Pay more securely with a reloadable travel card, or use an ATM card to access your savings account at ATMs worldwide. Whatever card you choose you have the power of a bank that never lets customer service slide.
Go to Personal Card Services >
Personal Services
Services to help make banking worry and hassle free. From safe deposit boxes to touch tone banking to direct deposit, bank with more peace of mind and less wasted time. Discover personal services as handy as a personal assistant.
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Switch Kit
Changing banks is now as easy as 1, 2, 3, 4. Everything you need to make the move is provided in our easy to use online Switch Kit. The Easy Switch Kit will guide you step-by-step through the move.
Download Switch Kit >

SKIP THE BANK LINE AND APPLY ONLINE
Now with our new online applications you can open a personal checking or savings account or apply for a personal loan or mortgage with ease and convenience. Apply online today to get the account or loan you need with just a few clicks.