Personal Checking Account Comparison
Great Start Checking APPLY NOW | Best Start Student Checking APPLY NOW | Your Club Checking APPLY NOW | YourStart® Checking APPLY NOW |
|
|---|---|---|---|---|
|
Minimum to Open
|
Great Start Checking APPLY NOW: $50 |
Best Start Student Checking APPLY NOW: $50 |
Your Club Checking APPLY NOW: $50 |
YourStart® Checking APPLY NOW:$100 |
|
Free Nationwide ATM Withdrawals
|
Best Start Student Checking APPLY NOW: Free (5 per month) |
Your Club Checking APPLY NOW:Free (5 per month) |
YourStart® Checking APPLY NOW: | |
|
Free First Box of Checks
|
Best Start Student Checking APPLY NOW: Free Starter Pack |
Your Club Checking APPLY NOW: |
YourStart® Checking APPLY NOW: | |
|
Free Mobile Deposits
|
Great Start Checking APPLY NOW: |
Best Start Student Checking APPLY NOW: |
Your Club Checking APPLY NOW: |
YourStart® Checking APPLY NOW: |
|
Unlimited Check Writing
|
Great Start Checking APPLY NOW: |
Your Club Checking APPLY NOW: |
YourStart® Checking APPLY NOW: | |
|
30% off Check Orders
|
YourStart® Checking APPLY NOW: | |||
|
Free Money Orders & Cashier’s Checks
|
Your Club Checking APPLY NOW: | |||
|
Free Small Safe Deposit Box |
Your Club Checking APPLY NOW: | |||
|
Free Club Checks
|
Your Club Checking APPLY NOW: | |||
|
Paper Statements
|
Great Start Checking APPLY NOW: $3 (Free, age 55+) |
Best Start Student Checking APPLY NOW:Not Available |
Your Club Checking APPLY NOW: Free |
YourStart® Checking APPLY NOW: $3 |
|
Monthly Service Fee
|
Great Start Checking APPLY NOW: None |
Best Start Student Checking APPLY NOW: None |
Your Club Checking APPLY NOW:$7 ($5 for age 55+) |
YourStart® Checking APPLY NOW: Waived or $10 |
|
Automatic Overdraft Coverage
|
Great Start Checking APPLY NOW: $400 |
Best Start Student Checking APPLY NOW: $200 |
Your Club Checking APPLY NOW: $400 |
YourStart® Checking APPLY NOW: $400 |
|
Your Swipe Capability
|
Great Start Checking APPLY NOW: |
Best Start Student Checking APPLY NOW: |
Your Club Checking APPLY NOW: |
YourStart® Checking APPLY NOW: |
|
|
Great Start Checking APPLY NOW: More Information… |
Best Start Student Checking APPLY NOW: More Information… |
Your Club Checking APPLY NOW: More Information… |
YourStart® Checking APPLY NOW: More Information… |
Take advantage of checking made easy with no monthly fee, complimentary online statements and unlimited check writing. Do you prefer paper statements with images? If so, FNB’s Great Start Checking lets you review your statements your way with a low $3 monthly fee that is waived if you are age 55 or better.
You deserve checking that makes managing money an easy A. Get more out of your bank from the start with no monthly fee and a welcome pack of checks. You’ll also benefit from our mobile banking app with complimentary mobile deposit as well as up to five free nationwide ATM withdrawals per statement cycle.4 You can write up to five checks per statement cycle at no cost ($0.50 for each additional check) and get complimentary online statements.
Get even more benefits by being a club member. With a small monthly membership fee of $7, just $5 if age 55 or better or complimentary for active and former members of the US Military (one per military member). With Your Club Checking, you’ll enjoy club checks, unlimited check writing, paper or online statements, money orders, cashier’s checks, one small safe deposit box (where available) as well as up to five free nationwide ATM withdrawals per statement cycle.4
BUNDLING ACCOUNTS WILL WARM YOU UP TO SAVING.
YOURSTART® CHECKING + SAVINGS BUNDLE
With our YourStart® Checking and Savings combo, you have more freedom and less fees with complimentary nationwide ATM withdrawals and mobile banking with mobile deposit.4 Plus, enjoy unlimited check writing and a welcome box of checks (with 30% off future check orders)! You can avoid a monthly $10 service fee if each month you have 12 debit card transactions and one direct deposit or automatic payment (ACH) post and clear during the statement cycle.
The YourStart® bundle features a savings account that earns premium interest rates on the first $15,000, currently 2.25% APY.5 As long as your savings balance is at least $50, you can avoid a $3 monthly fee. You’ll also enjoy four free of charge withdrawals per month ($2 per excess withdrawal).
JUMP START YOUR SAVINGS BY ROUNDING UP WITH FNB’S YOUR SWIPE FEATURE.
Grow your savings faster by enrolling in our Your Swipe savings feature. Every time you swipe your FNB debit card, we’ll round up the purchase to the nearest dollar and transfer the difference right into your YourStart® savings account. We’ll even match your rounded savings dollar for dollar for the first three months after account opening and 2 percent after the introductory three-month period.6
The Your Swipe round up feature is also available when you pair a Great Start Savings with Great Start, Your Club or Best Start Student Checking. Our Your Swipe customers saved $562,187 just in 2023! Learn more about how Your Swipe will get your savings on a roll.
NOT JUST ANOTHER ACCOUNT NUMBER. CHECKING FEATURES THAT COUNT.
At FNB we believe in second chances. Apply for a checking account even if you’ve been turned down in the past. This account has its own requirements including $100 minimum opening deposit with no minimum balance required. Direct deposit preferred and required if offered by employer or government agency. $10 set up fee and $12 monthly service fee.
FNB Bank is pleased to offer the opportunity to apply for a new account with us at your convenience. Now instead of having to visit a branch to open one of our great accounts, you can apply directly online. Click the button below to get started and make sure you have your social security number, mailing address (not PO box) and driver’s license to complete the application.
If you’re interested in making the switch to FNB, download our easy to use Switch Kit or stop by your nearest FNB Office for assistance with completing.
