FNB Bank is proud to announce that they have donated over $21,600 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 1st quarter 2026 Spirit Debit Card Program.
“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB’s Chief Marketing Officer. “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout. The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”
The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card. FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools. The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school. The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis. The donated funds are utilized at the school’s discretion.
In 2025, FNB donated over $87,000 to their participating schools through the Spirit Debit Card Program. To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit Spirit Debit Cards – Grow With FNB.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
As new graduates prepare to transition into the workforce, FNB Bank (FNB) and the Independent Community Bankers of America® (ICBA) are providing tips to help put them on the road to a prosperous financial future.
“Graduation marks the start of a new chapter — one that often includes new financial responsibilities,” said Brooke Wiles, FNB’s Chief Marketing Officer. “As a trusted financial partner in our community, FNB works with individuals at every stage of their financial journey, helping them evaluate their financial picture and develop a plan aligned with their short- and long-term goals.”
FNB and ICBA offer these tips to help graduates prepare for major financial lifecycle events:
Start a budget. Use tools to track your income, expenses, and savings. Establishing a budget early helps build strong financial habits and prevents overspending. FNB offers a free interactive budgeting template here.
Prioritize Debt Management: Consider making extra payments on student loans or refinancing options to lower interest rates. If you have federal student loans, explore income-driven repayment options that adjust your monthly payments based on your income.
Build a Credit History: Start with a low-limit or secured credit card to build credit. This is critical for future major purchases and may even impact your ability to secure job opportunities. FNB provides instant access to your credit score, credit report and financial education tips on how to improve your score or maintain an already great score with our YourCredit™ feature. It’s built right into our easy-to-use Mobile and Online Banking platforms, so you don’t need a new login. Learn more here.
Invest in Yourself: Explore opportunities to support professional development. Many employers offer education benefits or tuition reimbursement programs that can offset costs and lead to long-term career growth.
Automate Savings: Setting up automatic transfers at FNB to a savings account. Even small, regular contributions can grow into significant savings over time and provide a cushion against unexpected life events. Get started saving today by setting up your own automatic transfer in Online or Mobile Banking!
Understand Taxes: For many new graduates, taxes can be confusing. Ask about financial tools or resources available to ensure you’re filing correctly and maximizing refunds.
“Building sound financial habits early can make a meaningful difference over time,” said ICBA President and CEO Rebeca Romero Rainey. “By working with a local community banker, individuals can develop and maintain good financial habits, creating a framework to help them develop an action plan and put their finances to work.”
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a five-time ‘Best Places to Work in Kentucky’ Small Business Category Award Winner (2021–2024, 2026). The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation. As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.
FNB Bank (FNB) and the Independent Community Bankers of America (ICBA) encourage Americans to reinvest in their local community by shopping with small businesses during National Small Business Week, May 3-9, 2026. Small businesses form the backbone of the U.S. economy, employing more than 62 million Americans, representing nearly half of all private-sector employment.
“Behind every small business is a story of hard work and dedication,” said Brooke Wiles, FNB’s Chief Marketing Officer. “At FNB, we take pride in helping turn those stories into long-term success by providing the financial tools and personal support business owners need to succeed.”
Small businesses comprise 99.9 percent of all firms and play a critical role in the economy. When it comes to their financing needs, they most often turn to community banks, which fund more than 60 percent of all small business loans under $1 million. In fact, small businesses consistently rank community banks as their lender of choice, according to a series of studies from the Federal Reserve Banks.
“Small businesses are at the heart of America’s economic engine,” said Rebeca Romero Rainey, President and CEO of ICBA. “Community banks are proud partners to entrepreneurs, providing the capital, expertise, and local insight needed to help small businesses create jobs, foster innovation, and strengthen local communities and power our nation’s economy.”
To find out more about how FNB can help support you or the small businesses that fuel our community visit our website at Business Banking – Grow With FNB.
For more on National Small Business Week visit www.sba.gov. To learn more about the community bank difference visit banklocally.org.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a five-time ‘Best Places to Work in Kentucky’ Small Business Category Award Winner (2021–2024, 2026). The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation. As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.
In honor of Community Banking Month, FNB Bank and the Independent Community Bankers of America® (ICBA) are highlighting the vital role community banks play in strengthening local economies, supporting small businesses, and helping families achieve long-term financial success.
Collectively, community banks fund nearly 60% of small-business loans and more than 80% of bank agriculture loans nationwide while contributing to local tax bases that support schools, infrastructure, and essential services. Community banks also:
Are favored by small businesses, earning a62% net satisfaction score topping large banks by 13 points, finance companies by 25 points, and online lenders by 60 points.
Are committed lenders with loan growth that has outpaced noncommunity banks for a decade.
Offer high-touch, high-tech service, providing modern-day conveniences and technical capabilities while maintaining the personal service for which they are known.
Expand access to financial services, serving the vast majority of majority-minority communities and low-income counties nationwide.
“Community banks cater to the financing needs of their customers as part of their business philosophy, creating meaningful, and long-lasting relationships rooted in the community,” ICBA President and CEO Rebeca Romero Rainey said. “ICBA is proud to represent these financial stewards that empower citizens, support economic opportunity, and strengthen the fabric of towns and cities across the country.”
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
About ICBA The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.
As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.
FNB Bank will be hosting a free Spring Shred Event on Thursday, May 7th from 10 AM to 2 PM in Mayfield. The event will provide the community the opportunity to dispose of paper documents and old, obsolete electronics. FNB has partnered with WPSD Local 6 for Super Shredder and OK E-Scrap for the Electronics Recycling. Both events will run simultaneously at separate locations.
“Shredding old personal documents and electronics is a very important step in protecting your identity,” stated Brooke Wiles, FNB’s Chief Marketing Officer. “We’re very happy to be offering our community this Spring Shred Event. It’s a win-win situation when you can clean out unwanted paper and electronics, all while protecting your identity in an environmentally friendly manner.”
WPSD Local 6 will be hosting “Super Shredder Thursday” at FNB’s Mayfield Main Office, located at 101 East Broadway. This is a great opportunity to safely dispose of personal documents without risking identity theft. Our shredding partner, Shred-it, will destroy up to 50 pounds of your personal documents for FREE! No business documents will be accepted. During the event, please enter FNB from the N 7th Street entrance (one way street between FNB and former Hall Hotel) and proceed through, exiting on N 6th North St (near the former Mayfield City Hall location). As a safety precaution, please stay in your car and allow our volunteers to unload the documents from your vehicle.
OK E-Scrap, LLC will offer our community the opportunity to recycle old, obsolete electronics for free at our current Operations Center, located at 105 E. North Street. During the event, please access the electronics shred event from the North 6th Street entrance and proceed through, exiting on E North St. All materials recycled or shredded, will be disposed of in a safe and environmentally responsible manner by OK E-Scrap LLC.
Acceptable e-waste includes: Computers, Servers, Hard Drives, iPads/Tablets, Kindles, Electronic Book Readers, Flat Screen Monitors/TVs, Laptops, All Circuit Boards, DVD Players, VCRs, Modems, Cable Boxes, Satellite Receivers, Routers, Cell/Mobile Phones, Telephone Systems & Hardware, Insulated Cable & Wire, Video Game Consoles, USB Cords, Batteries (Li-ion, Cell Phone, Laptop, APC, UPS), Printers, Networking Equipment, and Scanners.
Unacceptable e-waste includes: CRT Monitors, Console TVs, Projection TVs, Paint or Varnish, Glass Bulbs, Household Batteries (Ni-Cd, Alkaline, Lithium Primary, Li-ion Polymer), Large/Small Box TVs, Ink/Toner Cartridges, and Power Tool Batteries. Certificates of Destruction will be available upon request for free with multiple hard drive serial numbers. Hard Drive shredding is also free.
For questions pertaining to the Spring Shred Event, please contact FNB at 270-247-1758 or via email at events@growwithfnb.com.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
FNB is a proud participant in America Saves Week (ASW), an annual national campaign that encourages and empowers individuals, families, employers, and communities to check-in on their finances. The campaign focuses on several important topics that make up your financial landscape. The 2026 theme for the campaign is “Own Your Financial Story: Small Steps, Big Impact,” and takes place April 6th-10th.
At FNB, we’re proud to say that we’ve helped customers just like you save money! In fact, we earned the America Saves Designation of Savings Excellence Award for our achievements during ASW in 2021, 2023, and 2024!
This week we’re encouraging our community to join us to get a clear view of your finances, set financial goals, and make a plan to achieve them. Below is a day-by-day guide to America Saves Week, designed to boost your financial confidence and help you discover new ways to reach your spending and savings goals. Let’s get started!
Monday, April 6 | Building a Strong Foundation
On Day One, we’re focusing on building a strong foundation. Every financial story starts somewhere. Maybe yours began with a paycheck, a big goal, or a simple dream for something better.
No matter where you are in your story, a strong financial foundation helps you build confidence—and stability—for whatever comes next. One of the easiest ways to build your foundation is by saving automatically. Set it and forget it! Even $5 or $10 a week adds up faster than you think.
This America Saves Week, let’s build something strong—together. For more tips, tools, resources, and accountability, including the America Saves pledge, head to AmericaSaves.org today.
Tuesday, April 7 | Expect the Unexpected
It’s Day Two of America Saves Week! Today, we’re focusing on something just as important: expecting the unexpected.
Life is full of surprises. Sometimes they’re fun… and sometimes they’re not. A car repair, a medical bill, or an unexpected home expense—these are the moments that test our financial readiness. Emergencies aren’t if—they’re when. The good news? Even small savings can make a big difference.
Today, we encourage you to check your emergency fund goal or set one if you haven’t yet. Even saving $5 or $10 a week adds up over time. The key is to make it consistent.
And remember—small steps today will have a big impact tomorrow. For more tips, tools, resources, and accountability, including the America Saves pledge, head to AmericaSaves.org today.
Wednesday, April 8 | Dream Big, Plan with Purpose
Today, we’re focusing on dreaming big, and planning with purpose.
Everyone has a dream—owning a home, starting a business, going back to school, or maybe taking that once-in-a-lifetime trip. Big dreams might feel far away, but every dream becomes possible when you pair it with a plan.
Here’s how to get started today:
Pick the life milestones that matter most to you.
Create a savings goal that helps bring that dream closer.
Automate your savings, so your progress happens in the background— with no extra thought required.
Remember, it’s not about how much you save—it’s about starting now.
Thursday, April 9 | Rewrite the Debt Narrative
Today is all about rewriting the debt narrative. Debt can feel heavy, like a chapter you’d rather skip, but it’s not the end of your story. It’s just one part of your journey toward financial confidence and freedom.
Every payment, no matter how small, is a win. Each step forward brings you closer to a new kind of freedom. The truth is, tackling debt isn’t about perfection. It’s about progress.
For today, we encourage you to start by taking inventory of your debts, listing balances, interest rates, and due dates. When you’re ready, choose a repayment method that fits your life—like the snowball or avalanche approach.
You have the power to rewrite your financial story—one payment, one page at a time.
Friday, April 10 | Your Story, Your Future
Your financial future isn’t written; it’s created by the choices you make today. Every small, intentional step shapes the life you want tomorrow. That’s why today we’re focusing on your story and your future.
Maybe you’re dreaming of homeownership, planning for retirement, or starting your own business. Whatever your goal, the key is to start.
Take time today to set a clear goal and commit to one action that moves you closer—like increasing your automatic savings, contributing to a retirement plan, or mapping out a long-term vision for your money.
Remember, your future belongs to you. For more tips, tools, resources, and accountability, including the America Saves pledge, head to AmericaSaves.org today.
We hope that this week has been insightful, and you’ve been able to pause to do a financial check-in, allowing you to get clear on where your finances are, where you want them to be, and what small steps you can take now to put you on that path.
FNB Bank (FNB) is proud to announce that Clint Roberts has been named Office Manager for FNB’s McCracken County Offices as well as Loan Portfolio Manager. Clint brings twelve years of banking experience to his new roles, having served in a variety of positions including Teller, Customer Service Representative, Audit Clerk, Security Officer, and most recently, Compliance Specialist. In his new position, he will oversee daily branch operations and manage the loan portfolio while supporting the continued growth and service excellence of FNB.
“Clint’s broad experience and commitment to our organization make him an excellent fit for this new role,” stated Ike Nichols, McCracken County Market President. “We are confident he will continue to strengthen our team and support the growth of FNB in McCracken County.”
Clint is a 2005 graduate of St. Mary High School and a 2007 graduate of West Kentucky Community and Technical College, where he obtained an Associate of Science degree. He also attended Murray State University. Clint serves as Chair of the Parish Council at St. Francis de Sales Catholic Church and served as Treasurer for Paducah Child Watch Counseling and Advocacy Center from 2019-2025. He resides in Paducah.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
FNB Bank (FNB) is proud to announce that Lauren Berberich has been named Learning & Development Specialist. Lauren brings eight years of banking experience to this role, having served in a variety of positions including Indirect Lending, Customer Support, Universal Banker, and most recently, McCracken County Office Manager. In her new position, Lauren will oversee training and development initiatives for new and existing employees, ensuring they have the knowledge and skills needed to succeed and grow within the organization.
“Lauren’s experience, commitment, and versatility make her an excellent fit for this role,” said Crystal Balentine, SVP/Chief Human Resources Officer. “At FNB, we are committed to developing our team and honoring our core values so filling this position internally ensures we continue nurturing the talent within our organization. We are confident Lauren will bring tremendous energy, dedication, and heart to our Learning & Development program.”
Lauren is a 2008 graduate of Graves County High School and attended KBA Foundations of Banking School in 2025. She resides in Mayfield with her husband, Eric.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
FNB Bank (FNB) is pleased to announce it has been recognized as one of the 2026 Best Places to Work in Kentucky. The announcement comes from the Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM), and Saint Joseph Health, who released the complete list of the 22nd Annual Best Places to Work in Kentucky Award Winners on March 11th. View the alphabetical list of winners here: https://www.kychamber.com/UnrankedWinnersList-2026BPWK. Official rankings will be announced on June 18, 2026.
Winners from across the state have been selected in three categories: small companies of 15-149 employees, medium companies of 150-499 employees, and large companies consisting of more than 500 employees (categories based on number of U.S. employees, only Kentucky employees surveyed). The selection process, managed by Workforce Research Group, is based on an assessment of the company’s employee policies and procedures and the results of an internal employee survey.
The competition is a multi-year initiative designed to motivate companies in the Commonwealth to focus, measure and move their workplace environments toward excellence. Numerous studies show a strong correlation between profitability and creating a good place to work.
For over 75 years, the Kentucky Chamber of Commerce has represented the interests of member businesses throughout Kentucky – from family-owned shops to Fortune 500 companies. As the state’s premier business advocate, the Kentucky Chamber is a recognized and respected voice across the Commonwealth, working every day to unite business and advance Kentucky. Kentucky SHRM consists of 12 local chapters that provide ongoing education and leadership opportunities for over 3,000 human resource professionals throughout the Commonwealth. For more details about Best Places to Work in Kentucky, visit www.bestplacestoworkky.com.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
FNB Bank Inc. provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute any liability, guaranty, recommendation or endorsement of consent, viewpoints, policies products or services of that website. Once you link to another web site not maintained by FNB Bank Inc., you are subject to the terms and conditions of that web site, including but not limited to its privacy policy and security standards.
