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The routing number for FNB Bank is 083901087.

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New to FNB Online Banking?



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FNB Professional Earns National Certification

August 28, 2023

Rusty Smith, Vice President and BSA Officer for FNB Bank, was recently awarded the Certified AML and Fraud Professional (CAFP) certification from the American Bankers Association.

“Earning the CAFP certification validates Rusty’s experience and depth of education in the prevention of money laundering and fraud crimes,” stated Sally Hopkins, FNB President & CEO. 

The CAFP certification is awarded to individuals who demonstrate excellence in the field of AML and fraud prevention. It recognizes an individual’s practical experience in complying with U.S. banking laws and regulations, and their ability to detect, assess and respond to a variety of financial crimes. ABA Professional Certifications formally recognize those who meet meaningful standards of knowledge in specialty financial services areas and meet continuing education and development requirements.  For more information, visit www.aba.com/certifications.

Rusty Smith currently serves as BSA Officer for FNB and has 27 years of banking experience. Rusty is a 1988 graduate of Lone Oak High School.  He is also a graduate of Murray State University where he obtained both a bachelor’s and master’s degree in economics. He completed ABA Compliance School in 2002 and ABA Graduate School of Compliance Management in 2003. He earned ICBA’s Certified BSA/AML Professional certification in 2019 and is a 2017 graduate of Leadership Paducah – Class 30. He previously served on the Child Watch Board of Directors and currently volunteers for the United Way of McCracken County PALS program and is involved with Airedale Terrier Rescue and Adoption programs. He is also an adjunct faculty member at West Kentucky Community and Technical College. He resides in Paducah with his wife of 22 years, Marjorie.    

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

Kentucky was on the frontier. Now you are.

The frontier was always about wanting more. Since 1875, we’ve made it our mission to help jump start small business and farming in the communities we call home. You’re ready to start something. We’re ready to help. Start by watching the stories that started at FNB.

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