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Author: Chelsea Culp

Celebrate Earth Day with FNB’s Eco-Friendly Banking Products and Services

Earth Day is an annual observance held on April 22nd to bring awareness to the importance of protecting our Earth. The primary purpose is to promote ways to preserve our planet’s resources, protect the environment, and reduce our carbon footprint. FNB is proud to offer many eco-friendly banking products and services. Together, we can support a greener future – read below to find out how.

1. Enroll in FNB’s Online & Mobile Banking Services

Managing your finances through our Online & Mobile Banking services offers several environmental benefits including reduced paper usage and lower carbon footprint.

Download our Mobile Banking App so that you can monitor your accounts, transfer money, pay bills, and deposit checks all from the palm of your hand. You can also open an account or apply for a loan anytime on both the app and our online banking platform. Learn more here: Digital Banking – Grow With FNB.  

2. Sign Up for FNB eStatements

Go green with paperless statements. By reducing the usage of paper, you can help save trees and conserve the environment.

FNB offers two ways to receive paperless monthly bank statements – Online Banking and eSafe. Each method allows you to save, print, or download your statements to your personal computer, while also saving you $3 per month. Learn more here: eStatements – Grow With FNB.

3. Enroll in FNB Bill Pay

FNB Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. With FNB Bill Pay, there are no checks to write or envelopes to mail. That’s good news for you and the environment! Learn more here: Bill Pay – Grow With FNB.

4. Use Your FNB Debit Card

Ditch paper checks and sign up for an FNB Debit Card. Debit cards are directly linked to your FNB checking account. When you use a debit card for a transaction, the money is immediately deducted from your account, plus you’ll help reduce the consumption of paper. We even have debit cards that support local schools! Learn more here: Spirit Debit Cards – Grow With FNB.

5. Utilize Direct Deposit

If your employer offers direct deposit, you can eliminate the need for paper checks, reducing the consumption of paper and the associated environmental impact. Plus, you’ll save a visit to the bank and have faster access to your funds. Check with your employer about setting up direct deposit.

Making a few small changes when it comes to your financial practices can really make a difference in your environmental impact. It’s important to remember that even small changes like these all come together to play a larger role in the future of our planet. For more ways you can celebrate Earth Day and make a difference, visit: Earth Day: The Official Site | EARTHDAY.ORG.

ICBA and FNB Bank: Community Banks Power Local Communities

In honor of Community Banking Month in April, FNB Bank and the Independent Community Bankers of America (ICBA) are highlighting community bank efforts to power local communities and fuel economic prosperity for Americans nationwide.

“Our mission at FNB is to help our customers improve their financial strength and stability, which in turn supports and strengthens the small businesses in the communities that we serve,” stated Sally Hopkins, FNB President and CEO. “We actively support the organizations in our communities with our resources of time and contributions. We invite you to visit us at FNB to experience our hospitality and find the product or service we offer to meet your financial needs.”

Collectively, community banks give more than 60% of all small-business loans and more than 80% of agriculture loans nationwide and contribute tax dollars that help maintain local municipalities. Community banks:

  • Are favored by small businesses, earning a 81% net satisfaction score compared to 68% for large banks, 62% for finance companies and 48% for online lenders. 
  • Are committed lenders with loan growth that has outpaced noncommunity banks for a decade.
  • Offer high-touch, high-tech service. This gives consumers access to modern-day conveniences and technical capabilities while maintaining the personal service for which community banks are known.
  • Have a track record in helping underserved Americans by providing greater flexibility to low-income and minority borrowers. Community banks serve 93% of majority-minority communities and 96% of low-income designated counties.
  • Give back to their communities. Civic service is a way of life for community bankers as reflected in ICBA’s National Community Bank Service Awards.

“Embracing the mantle of financial stewards, community banks cater to their customers’ distinct financing needs as a cornerstone of their business philosophy for cultivating satisfied, life-long relationships,” ICBA President and CEO Rebeca Romero Rainey said. “ICBA takes pride in representing these community-centric servants, championing their dedication to empowering local communities—one loan, one customer at a time.” For more facts about community banks, click here.

About FNB Bank

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.  

About ICBA
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

Steven Hulsey Named Consumer Loan Officer for FNB Bank

FNB Bank is proud to announce that Steven Hulsey has been named Consumer Loan Officer for FNB’s Mayfield Main Office. Steven has five years of prior banking experience with FNB, having most recently served as an Underwriter/Dealer Representative for FNB’s Indirect Lending Department.

Steven is a 2013 graduate of Lone Oak High School, a 2016 graduate of Shawnee Community College, where he obtained an Associate of Arts degree and Associate of Science degree, and a 2019 graduate of Murray State University where he obtained a Bachelor of Science in Business Marketing. He is also a 2023 graduate of the Southeastern School of Consumer Lending. He currently resides in Hickory.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.  

FNB Bank Named a 2024 Best Places to Work in Kentucky Winner

FNB Bank is proud to announce its recognition as one of the 2024 Best Places to Work in Kentucky winners. The announcement comes from the Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM) and CHI Saint Joseph Health, who released the complete list of the 20th Annual Best Places to Work in Kentucky Award Winners on Friday, March 15th. View the alphabetical list of winners here: https://www.bestplacestoworkkentucky.com/awards/winners.  Official rankings will be announced on June 13, 2024.

Winners from across the state have been selected in three categories: small companies of 15-149 employees, medium companies of 150-499 employees and large companies consisting of more than 500 employees (categories based on number of U.S. employees, only Kentucky employees surveyed). The selection process, managed by Workforce Research Group, is based on an assessment of the company’s employee policies and procedures and the results of an internal employee survey.

The competition is a multi-year initiative designed to motivate companies in the Commonwealth to focus, measure and move their workplace environments toward excellence. Numerous studies show a strong correlation between profitability and creating a good place to work.

For over 75 years, the Kentucky Chamber of Commerce has represented the interests of member businesses throughout Kentucky – from family-owned shops to Fortune 500 companies. As the state’s premier business advocate, the Kentucky Chamber is a recognized and respected voice across the Commonwealth, working every day to unite business and advance Kentucky. Kentucky SHRM consists of 12 local chapters that provide ongoing education and leadership opportunities for over 3,000 human resource professionals throughout the Commonwealth. For more details about Best Places to Work in Kentucky, visit www.bestplacestoworkkentucky.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.  

DREAM Together Check Presentation Held for West Kentucky Drug & Alcohol Intervention Services, LLC

A check presentation was held on Monday, February 26th, to present DREAM Together incentive funds to West Kentucky Drug & Alcohol (WKDA) Intervention Services, LLC in the amount of $24,187.27.  WKDA took advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank.  The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

WKDA is now reopen for business at 120 N 9th Street in Mayfield as of November 2023. The former office building sustained extensive damage in the December 10, 2021, tornado that swept through Mayfield, resulting in a total loss. WKDA operated at a temporary location until the new office building was constructed at the same location.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $564 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender.

FNB’s 17th Annual Easter Coloring Page & Art Exhibition

FNB’s 17th Annual Easter Coloring Page and Art Exhibition is happening now! Enter our 2024 Easter Coloring Page and Art Exhibition by downloading our Easter Coloring Page here: English/Spanish or by stopping by any FNB Office to pick up a printed copy. Completed pages must be turned in by 12:00 PM on Thursday, March 28th at any FNB Office. Five lucky kids (between the ages of 0-10) will be chosen at random to win $50! See below for official coloring page contest rules.

FNB Easter Coloring Page Official Guidelines

The deadline for participants to turn in their completed Easter Coloring Page is Thursday, March 28, 2024, by 12:00 PM at any FNB Banking Center.  The $50 drawings for the Easter Coloring Page will be held after 12:00 PM on Thursday, March 28, 2024.  Each of FNB’s market areas will select a winner at random (Graves County, Calloway County, McCracken County, Trigg County and Marshall County).  Need not be present to win.  Winners will be selected at random.  Winners are required to be between the ages of 0-10.  The winners will be contacted via the phone number listed on the coloring page entry.  Winners will have through April 30th, 2024, to pick up their prize money at any FNB Banking Center. To enter by mail, send completed coloring page to the FNB Marketing Department, P.O. Box 369, Mayfield, KY  42066.  FNB employees and their immediate families are not eligible to win.

Please contact Chelsea Culp, Marketing Assistant, at (270) 247-1758 or by e-mail at chelsea.culp@growwithfnb.com for all questions pertaining to the Easter Coloring Page Drawing.

FNB Pagina de Colorear de Pascua Reglas Oficiales

Los participantes tendran que entregar la pagina de Colorear de Pascua antes del Jueves 28 de Marzo del 2024 a las 12:00 PM en cualquier Centro Bancario FNB. Los sorteos del $50 para la Pagina de Colorear de Pascua se llevaran acabo despues de las 12:00 PM del Jueves 28 de Marzo del 2024. Cada una de las area de mercado de FNB seleccionara un ganador al azar. (Condado de Graves, Condado de Calloway, Condado de McCracken, Condado de Trigg y Condado de Marshall). No es necesario estar presente para ganar. Los ganadores seran seleccionados al azar. Los ganadores deben tener entre 0 y 10 años. Los gandores seran contactados a traves del numero de telefono que aparece en la pagina de colorear. Los ganadores tendrán hasta el 30 de Abril de 2024 para recoger el dinero de su premio en cualquier centro bancario de FNB. Para participar por correo, envie la pagina para colorear al Departamento de Marketing de FNB, P.O. Box 369, Mayfield, KY 42066. Los empleados de FNB y sus familiars no son elegibles para ganar.

Comuniquese con Chelsea Culp, asistente de marketing al (270) 247-1758 o por correo electronico a chelsea.culp@growwithfnb.com para cual quier pregunta relacionada con el concurso de Pascua.

FNB Donates Over $87,000 Back to Local Schools Through Spirit Debit Card Reward Program in 2023

FNB Bank is proud to announce that they have donated over $87,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program in 2023.  Most recently, FNB’s 4th quarter (2023) donation resulted in over $21,000 to the participating schools. 

We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion. To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit Spirit Debit Cards – Grow With FNB.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.  

FNB Bank Named in Top 250 Best Regional Banks in United States

FNB Bank has been named to the top 250 of America’s Best Regional Banks for 2024, receiving a maximum five-star rating, according to Newsweek magazine. The article also named the top 250 best regional credit unions.  FNB Bank is 1 of only 6 total banks and credit unions chartered in Kentucky to be included in the rankings.

To compile its rankings, Newsweek, along with Plant-A Insights Group, conducted an independent review of more than 9,440 financial institutions and surveyed more than 35,000 customers. The study covered various aspects such as profitability, financial relevance, risk exposure to financial uncertainties, and overall health and stability of the financial institution. The analysis also included media reputation monitoring and independent customer surveys.

In the announcement of the recognition, Newsweek’s Global Editor in Chief, Nancy Cooper, shared, “Regional banks, with their localized focus, often cultivate strong relationships with customers, enabling them to provide personalized services. These institutions become familiar in the neighborhood; they offer a sense of trust and community that resonates with account holders.”

For a complete list of financial institutions included in Newsweek‘s America’s Best Regional Banks and Credit Unions 2024 awards, please visit: America’s Best Regional Banks and Credit Unions 2024 – Newsweek Rankings.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Makes $1,000 Christmas Donation to Two Charities in Benton – Marshall County

During the month of December, FNB Bank made a $1,000 Christmas donation to two worthy charities on behalf of their customers and community members.  Both Marshall County School’s Family Resource & Youth Service Center and Marcella’s Kitchen received $500 donations to assist with daily necessities and expenses. 

“FNB is excited to support these two great organizations with this Christmas donation,” stated Trent Lovett, Marshall County Market President. “Marshall County FRYSC and Marcella’s Kitchen are wonderful programs that provide tremendous assistance to those within our community, and we hope these donations will assist in furthering their missions this Christmas.”        

In addition to the bank’s monetary Christmas donation to Marshall County Family Resource & Youth Service Center, FNB employees donated gift items and money towards the cause. For more information on Marshall County School’s FRYSC, please visit: https://www.marshall.kyschools.us/departments/family-resource-centers.

Marcella’s Kitchen is a community kitchen with the goal of serving the hungry of Marshall County by providing free meal regardless of age, financial status, etc. The Marshall County nonprofit serves more than 300 people daily.  The Kitchen relies on donations and volunteers, as it does not receive government funding.  For more information or to donate, please visit: https://www.marcellaskitchen.com/how-to-donate.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding 650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021 and 2022 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

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