1) Name of Promotion Administrator:

FNB Bank, Inc., 101 East Broadway, Mayfield, KY  42066.

This promotion is in no way sponsored, endorsed, administered by or associated with Facebook.

2.) Overview of Promotion:

A.) Eligibility and Registration Overview:

FNB Bank, Inc. is offering an opportunity for one individual to win a $100 MasterCard Gift Card as we celebrate the beginning of the 2023-2024 school year.  The FNB Back to School Photo Contest is an opportunity for individuals 18 years of age and older (at the time of registration) and a U.S. resident of the 50 United States including DC).  FNB employees and immediate family members (spouse and children) may participate in the promotion but are not eligible to win the prize.  To enter, a back-to-school photo should be posted on FNB’s Facebook Page (www.facebook.com/growwithfnb).  It is the individual’s discretion as to what information/text they want to include under their picture entry, or they can simply just post the picture.  No purchase is necessary to win and one entry per person is allowed for registration purposes.  No FNB banking relationship is required to enter. Once the promotion ends, all entries will be exported and verified that there are no duplicates. Each entry will be assigned a number and a random number will be selected via the Random Number Generator at random.org. The number will then be matched back to the corresponding entry. If a duplicate entry is found, only one entry will be eligible for the promotion prize. By entering the contest, the entrants agree to all contest rules and regulations. Upon entry, participants release Facebook of any liability for this promotion.

B.) Alternate Form of Registration:

An alternate form of registration is available at all FNB Bank, Inc. branch locations.  The alternate form of registration consists of a sheet of paper that the individual must complete that asks for their name, phone number, and e-mail address.  Once the individual has completed the registration form, they can give it to a FNB employee, in which they will turn it into the Marketing Department to be entered into the promotion. 

3.) Promotion Entry Period:

The promotion period begins on Monday, August 7th, 2023, at 8:30 AM (Central Time) and ends on Tuesday, August 15th, 2023, at 9:00 AM (Central Time).  No entries will be accepted before or after the promotional period. 

The winner will be contacted on Tuesday, August 15th, 2023.  If the winner entered the contest via FNB’s Facebook Page, we will post their name on our page.  If the winner entered the contest via FNB’s Alternate Registration Form, we will initially contact the winner per the contact information listed on their form.  After the winner has been posted/notified, it is the winner’s responsibility to contact FNB to arrange prize pick-up and photo opportunity at one of our FNB Banking Centers. 

4.) Prize Details:

The FNB Back to School Photo Contest Prize consists of one $100 Mastercard Gift Card. The winner has through the month of September 2023 (during regular business hours) to retrieve their gift card.  To claim the prize, the winner will be responsible for calling the Marketing Department at FNB’s Main Office at (270) 247-1758 or sending a private Facebook message to FNB.  From there, Marketing will work with the winner to arrange prize pick-up and a photo opportunity at one of our FNB Banking Centers.     

A MasterCard Gift Card monthly inactivity fee of $2.95 may apply after 12 consecutive months of inactivity.  Lost/stolen replacement card fee of $5.00.  Cards are issued by Pathward, N.A., Member FDIC, a federal Savings association, pursuant to a license from MasterCard International.  Card funds are not FDIC insured. Full terms and conditions available at MyPrepaidBalance.com.

5.) Chances of Winning:

Chances of winning depend upon the number of entries received by registrants within the promotional period.