Author: Chelsea Culp

Western Kentucky — Four local community banks, Community Financial Services Bank (CFSB), First Kentucky Bank, FNB Bank and The Murray Bank, are joining forces to launch an initiative to educate and protect their customers from fraud. Through a joint social media campaign titled Community Banks Fighting Fraud, the banks aim to raise awareness about common fraud strategies and provide essential tips for safeguarding financial information.

The campaign will kick off on Friday, November 29, 2024, with a holiday-themed series designed to equip customers with the knowledge to detect and prevent fraud during the busiest shopping season. This initial five-week series will post every Friday on the social media channels of each participating bank. By working together, these banks hope to deliver a unified message: fraud prevention is a shared responsibility, and simple precautions can make a world of difference.

The Community Banks Fighting Fraud campaign will cover a range of important topics, including holiday-specific scams, phishing, digital banking safety, and tips for small businesses. The series will continue into 2025 with additional educational resources, empowering customers to stay vigilant and informed year-round.

By pooling resources and expertise, CFSB, FNB, First Kentucky, and Murray Bank are demonstrating the strength of community banks working together for the good of their customers. This collaboration underscores a shared commitment to keeping customers’ financial security at the forefront, especially during the holiday season when fraud attempts typically increase.

Community Banks Fighting Fraud will be exclusively featured on the social media channels of CFSB, FNB, First Kentucky, and Murray Bank. Each post in the series will provide easy-to-understand strategies for fraud prevention, empowering customers with actionable steps to secure their accounts.

This collaborative effort reflects the dedication of these community banks to serve as trusted financial partners, prioritizing both customer education and proactive fraud prevention measures.

For more information, follow the social media channels for CFSB, FNB, First Kentucky, and Murray Bank.

FNB Bank (FNB) today announced a partnership with Greenlight® Financial Technology, Inc. (“Greenlight”) to better serve families and help the next generation build healthy financial futures. Starting today, FNB customers will have free* access to Greenlight’s award-winning family finance app, available through the Greenlight for Banks program.

91% of kids and teens believe they need financial knowledge and skills to achieve their life goals, and 94% of parents agree.¹ Still, only 35 states require a personal finance course for students, and teens score an average of 64% on the National Financial Literacy Test, showing a clear gap in financial education that is accessible and effective. Parents also rank personal finance as the #1 most difficult life skill to teach their children with 81% saying they wish they had more financial education tools and resources.²

Greenlight offers a debit card and app that teaches kids and teens how to earn, save, give, and spend wisely – all with parental supervision. Using the Greenlight app, parents can send money instantly, automate allowance payments, manage chores, set flexible spending controls, get real-time notifications of all transactions, and more. Kids get hands-on money management experience, along with access to Greenlight Level Up™, an in-app financial literacy game with a best-in-class curriculum, educational challenges, and rewards.

“We could not be happier about our new partnership with Greenlight,” stated Brooke Wiles, FNB’s Chief Marketing Officer.  “We strive to provide our customers with revolutionary products and services that make managing their finances easier during every stage of life.  With Greenlight, parents can still parent, while providing their children with valuable hands-on financial literacy skills.  It’s win-win for parents and kids!”  

FNB customers can receive a free* Greenlight SELECT plan subscription by registering through Greenlight – Grow With FNB and adding their FNB account as a funding source.

¹Survey insights were collected by Greenlight through a Researchscape survey fielded between March 22 and March 24, 2024, among 2,310 respondents in the U.S., split between kids and teens ages 10-19 and parents of 10-19 year olds.

²Survey insights were collected by Greenlight through a Researchscape survey fielded between February 9-12, 2023, among 1,034 U.S. respondents, all of whom were working parents of 8-18 year olds.

Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

*FNB Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their FNB Bank account as the Greenlight funding source for the entirety of the partnership. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of partnership, customers will be responsible for associated monthly fees. See terms for details. Offer ends 11/16/2026. Offer subject to change and partner participation. Card images shown are illustrative and may vary from the card you receive.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender. 

FNB Bank is proud to announce that Megan Hopkins has been named Business Account Specialist for FNB. Megan has fourteen years of banking experience with FNB, having most recently served as a Universal Banker. In her new position, Megan will be working with business customers to assist with Treasury Management and online banking services.

Megan is a 2009 graduate of West Kentucky Community & Technical College and a 2023 graduate of Kentucky Banker’s Association General Banking School. She also participated in the Mayfield-Graves County Leadership Program in 2018. Megan currently resides in Hickory with her husband, Kyle, and children: Mason and Kyson.  

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender. 

A check presentation was held on Thursday, August 22^nd, to present DREAM Together incentive funds to Dr. Brad Mills Orthodontics in the amount of $21,890.  Dr. Brad Mills Orthodontics took advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank.  The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

The former office building of Dr. Brad Mills Orthodontics, located at 212 N 7^th Street in Mayfield, was destroyed in the December 10, 2021, tornado.  Reconstruction has begun on the new office building, which will be located at the same site as the previous building.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.  

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899, now with assets exceeding $575 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow and protect their financial health in both personal and business endeavors. They are a Member FDIC Bank and an Equal Housing Lender.

FNB Bank is proud to announce the launch of a construction cam that will provide daily live streaming of the new Fiscal Court Administration Building in Mayfield. Live feeds are available daily from 6 AM – 9 PM at: https://growwithfnb.com/constructioncam/.

The deadliest tornado on record for December swept through Mayfield, Kentucky on December 10, 2021, killing 24 people and destroying homes and businesses.  Among those severely damaged structures was FNB Bank’s Mayfield Main Office, and the town’s iconic Courthouse and City Hall.  Since then, the City of Mayfield, the Graves County Fiscal Court, local businesses, and local homeowners have been focused on recovering and rebuilding together. In January 2024, FNB proudly reopened our Mayfield Main Office, and was the first business to rebuild back on the court square following the tornado. Since our reopening, more neighbors have broken ground and will be returning to the downtown area.  We are excited about the progress that’s in process, and wanted to share it with our community and beyond by offering this construction cam that will provide a daily front porch view of the rebuilding progress. 

“We are excited to have our neighbors rebuilding back on the court square in Mayfield,” stated Brooke Wiles, FNB’s Chief Marketing Officer.  “We know firsthand what it is like to recover and rebuild after the devasting tornado, and we want to celebrate those that are doing the same.  Our new construction camera is one way we can showcase the progress being made in our downtown area to those near and far.” 

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender. 

FNB Bank is proud to announce that they have donated over $21,500 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 2^nd quarter 2024 Spirit Debit Card Program.

“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion.

In 2023, FNB donated over $87,000 to their participating schools through the Spirit Debit Card Program.  To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit www.GrowWithFNB.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021-2024 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.