Author: Chelsea Culp

Rusty Smith, Vice President and BSA Officer for FNB Bank, was recently awarded the Certified AML and Fraud Professional (CAFP) certification from the American Bankers Association.

“Earning the CAFP certification validates Rusty’s experience and depth of education in the prevention of money laundering and fraud crimes,” stated Sally Hopkins, FNB President & CEO. 

The CAFP certification is awarded to individuals who demonstrate excellence in the field of AML and fraud prevention. It recognizes an individual’s practical experience in complying with U.S. banking laws and regulations, and their ability to detect, assess and respond to a variety of financial crimes. ABA Professional Certifications formally recognize those who meet meaningful standards of knowledge in specialty financial services areas and meet continuing education and development requirements.  For more information, visit www.aba.com/certifications.

Rusty Smith currently serves as BSA Officer for FNB and has 27 years of banking experience. Rusty is a 1988 graduate of Lone Oak High School.  He is also a graduate of Murray State University where he obtained both a bachelor’s and master’s degree in economics. He completed ABA Compliance School in 2002 and ABA Graduate School of Compliance Management in 2003. He earned ICBA’s Certified BSA/AML Professional certification in 2019 and is a 2017 graduate of Leadership Paducah – Class 30. He previously served on the Child Watch Board of Directors and currently volunteers for the United Way of McCracken County PALS program and is involved with Airedale Terrier Rescue and Adoption programs. He is also an adjunct faculty member at West Kentucky Community and Technical College. He resides in Paducah with his wife of 22 years, Marjorie.    

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that they have donated over $22,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 2^nd quarter 2023 Spirit Debit Card Program.

“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion.

In 2022, FNB donated over $81,000 to their participating schools through the Spirit Debit Card Program.  To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit www.GrowWithFNB.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce the sponsorship of Graves County School’s staff t-shirts for the 2023-2024 school year. The shirts were distributed to all employees of Graves County Schools to wear throughout the upcoming school year.

“We are honored to sponsor this year’s staff t-shirts for Graves County Schools,” stated Brooke Wiles, FNB Marketing Director.  “We value our partnership with Graves County Schools and the t-shirt sponsorship is just a small token of our appreciation for the great work they do with students in our community.”

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that Ray Wagner has joined FNB as Chief Credit Officer. Ray brings with him more than 20 years of banking experience having served in various roles including SVP Consumer Credit Analytics, SVP Enterprise Risk Manager and VP Chief Risk Officer.

“We are pleased to have Ray join our FNB team,” stated Lori Noel, EVP & Chief Lending Officer. “His many years of banking experience and strong background in credit roles will be a huge asset to FNB as he takes on the Chief Credit Officer position.” 

Ray has a Bachelor of Science in Computer Science.  He recently moved to Western Kentucky with his wife and three children. Ray and his family are excited about exploring Western Kentucky and getting involved in the community.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is pleased to announce the recent promotion of officers at the Annual Meeting of the Board. During the meeting, the Board of Directors promoted Nick Johnson and Andrew McGlenon to Assistant Vice President.

Nick Johnson currently serves as Information Security Manager for FNB. He has 17 years of Information Technology experience, serving the past 10 years in the banking field with FNB. Nick is a 2002 graduate of Massac County High School, a 2009 graduate of Murray State University where he obtained a Bachelor of Science in Telecommunications Systems Management, and a 2019 graduate of Western Governors University where he obtained a Master of Science in Cybersecurity and Information Assurance. He is a Certified Information Security Manager, Certified Information Systems Security Professional, and Certified Data Privacy Solutions Engineer. Nick volunteers at local community events and school functions to discuss cybersecurity, privacy, and scam and fraud prevention. He currently resides in Metropolis.

Andrew McGlenon has more than 18 years of banking experience and currently serves as a Business Banking Officer for FNB. He is a graduate of Capella University with a Master of Business Administration with a specialization in Finance. Andrew currently serves as Chairman for the Salvation Army of Paducah Advisory Board as well as the Paducah-McCracken County Convention Center Treasurer and Columbia Art House Treasurer. Andrew resides in Paducah with his wife, Sherry, and their children, Hunter and Kaitlynn.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB is proud to honor and recognize the top 40 Under Forty with VUE Magazine. 40 Under Forty will recognize the very best young professionals and what our communities represent: diversity, inclusiveness, industry disruptors and innovators of all types!

Nominate your favorite young professional today. The deadline to nominate is July 21st. Email the nominated candidate’s name, address, business, email, and phone number to marmon@vuecommedia.com. They will receive an application that will be reviewed upon completion. Winners will be announced in the September issue.

Candidates must be under the age of 40 and must work in McCracken, Marshall, Calloway, Graves, Massac, Ballard, Carlisle, or Livingston counties.

40 Under Forty is presented by FNB Bank and VUE Magazine. FNB Bank, Member FDIC and Equal Housing Lender.

A check presentation was held on Thursday, June 29^th, to present DREAM Together incentive funds to Jonathan Simpkins in the amount of $17,280. Simpkins took advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank. The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

Jonathan Simpkins owns Western Kentucky Insurance Agency, located at 304 South 6^th Street in Mayfield. The business was severely damaged in the December 10^th, 2021, tornado that swept through Mayfield. The building was demolished and rebuilt. The new office building opened in April 2023 and features a drive-thru for added customer convenience.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $554 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender.

FNB Bank (FNB) is proudly serving as the title sponsor for the 14^th annual Lifeline Recovery Center Golf Outing that will take place on September 8, 2023.  Proceeds from the golf outing will assist Lifeline with providing Christ-centered recovery from life-controlling addictions at Lifeline.

“We are happy to partner with Lifeline Recovery Center for a second year at the annual golf outing,” stated Ike Nichols, FNB Market President.  “We are confident our sponsorship and all golf outing proceeds will continue to help Lifeline have a meaningful impact on the lives of community members who are dealing with various addictions.”

Lifeline Recovery Center is a long-term residential recovery program for those dealing with drug and alcohol addictions, treating about 200 people each year at separate men’s and women’s campuses.  Lifeline was established in 2004 in Paducah, KY, and the program has served more than 2,000 people.  Since 2013, Lifeline has served over 2,000 people with a 63% success rate of sobriety after one year.

If you would like to learn more about Lifeline Recovery Center, more information is available at LifelineRecoveryCenter.org, including ways to donate.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.