Author: Chelsea Culp

FNB Bank is proud to announce that Lori Noel has been appointed to the Kentucky Agricultural Finance Corporation (KAFC) Board by Kentucky Commissioner of Agriculture Dr. Ryan Quarles. Lori currently serves as Executive Vice President and Chief Lending Officer for FNB.  Lori has an extensive banking background with over 30 years of experience. 

Lori is a 1992 graduate of Marshall County High School and attended Murray State University.  She is a graduate of the Southeastern School of Advanced Commercial Lending and Kentucky Bankers Association General Banking School.  She is enrolled in the Graduate School of Banking Wisconsin for the 2022-2024 program.  Lori has previously served on the Junior Achievement of Calloway County Board, as a Board Member and Treasurer for Calloway County Livewell Booster Club and is a former Rotary member.  Lori and her husband, Robbie, currently reside in Kirksey.  They have four sons: Trevor, Tyler, Colton and Colby.

The KAFC addresses the unique financing needs of agriculture in the Commonwealth.  The mission of the KAFC Board is to strengthen Kentucky agriculture by providing access to low-interest loan programs through joint partnerships with local lending institutions. KAFC assists beginning farmers, farm families, and agribusinesses in obtaining the necessary capital to establish, maintain, or expand their agricultural operation.  To learn more about KAFC, please visit: https://www.kyagr.com/agpolicy/Kentucky-Ag-Finance-Corporation.html.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that Jennifer Galloway, HR Associate, has been nominated for a Four Rivers Society of Human Resources Management (SHRM) 2023 Award of Excellence.  The nomination is for the “Rookie of the Year” award.  Nominees are nominated by their peers, recognizing their outstanding achievements.  Winners will be announced at the Four Rivers SHRM annual HR Celebration on Tuesday, September 26^th.

Jennifer is a graduate of Mayfield High School. She also attended Paducah Community College and obtained a degree in Organizational Leadership from Mid-Continent University.  She has over 20 years of experience in the banking industry and has served as FNB’s Human Resources Associate since 2019.  Jennifer attends Rozzell Chapel Church in Mayfield.  She currently resides in Mayfield with her husband, Jonathon and daughter, Nellie.

Four Rivers Society for Human Resource Management is committed to excellence in the practice of HR management with members from across Western Kentucky and Southern Illinois. Founded in 1997, the not-for-profit professional organization serves its members by providing professional development opportunities and information relevant to the ever-changing environment of human resource management. Members serve the community through public service activities and support in the areas of education and workforce development.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that groundbreaking for FNB’s new Operations Center took place on Monday, August 28^th, 2023. The new Operations Center will be located on the block of land behind FNB’s Mayfield Main Office, on E North Street. The building will house FNB’s Operations and Customer Support Center staff.

“We are pleased to begin construction on our new Operations Center as it is additional progress on our road to recovery from the tornado’s destruction of our facilities,” stated Sally Hopkins, FNB President and CEO. “Our Operations team has worked efficiently and effectively in temporary offices but are ready to be back in a permanent home. This groundbreaking is the first step toward that goal.”

The newly constructed Operations Center is estimated to be completed in late 2024. The former Operations Center, located at 201 N 8^th Street, was destroyed during the December 10, 2021, tornado that swept through Mayfield.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to be the title sponsor for the 5^th Annual Festival of Lights at the Mayfield-Graves County Fairgrounds beginning the Saturday after Thanksgiving on November 25^th at 5:30 PM.  Currently, the Mayfield-Graves County Parks Department is sending out renewal invoices for past light displays and greeting card displays.

“The light show continues to grow in popularity each year due to the outpouring of community support we’ve received over the past five years,” stated Brooke Wiles, FNB VP/Marketing Director.  “Festival of Lights is a great way for our local businesses, community organizations, churches, local families and more to show their support and Christmas spirit.  We need the community’s support to continue building on this tradition and making the light displays bigger and better each year.” 

For those interested in purchasing a new light display, please visit https://GrowWithFNB.com/festival-of-lights/ to view an interactive catalog of the available lights.  After the initial purchase of a light display, a $100 renewal fee is assessed each year after to help supplement the cost of electricity for the displays.  If you would like to order a light display or secure a greeting card spot, please contact the Mayfield Graves County Parks Department at (270) 705-5888 or by e-mail at mgcfestivaloflights@gmail.com. The deadline to purchase and pay for new light displays and renewals is Monday, October 2^nd.  The deadline to reserve a greeting card spot is Wednesday, November 1^st on a first come, first serve basis. 

The drive-thru Christmas light display will open to the public on Saturday, November 25^th, 2023, and will run every weekend night through Monday, January 1^st, 2024, from 5:30 – 8:30 PM as well as other special weekday nights.  Admission is free but monetary and canned good donations are accepted. 

Stay up to date with the Festival of Lights by following FNB’s Facebook Page at https://www.facebook.com/GrowWithFNB.   

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

Rusty Smith, Vice President and BSA Officer for FNB Bank, was recently awarded the Certified AML and Fraud Professional (CAFP) certification from the American Bankers Association.

“Earning the CAFP certification validates Rusty’s experience and depth of education in the prevention of money laundering and fraud crimes,” stated Sally Hopkins, FNB President & CEO. 

The CAFP certification is awarded to individuals who demonstrate excellence in the field of AML and fraud prevention. It recognizes an individual’s practical experience in complying with U.S. banking laws and regulations, and their ability to detect, assess and respond to a variety of financial crimes. ABA Professional Certifications formally recognize those who meet meaningful standards of knowledge in specialty financial services areas and meet continuing education and development requirements.  For more information, visit www.aba.com/certifications.

Rusty Smith currently serves as BSA Officer for FNB and has 27 years of banking experience. Rusty is a 1988 graduate of Lone Oak High School.  He is also a graduate of Murray State University where he obtained both a bachelor’s and master’s degree in economics. He completed ABA Compliance School in 2002 and ABA Graduate School of Compliance Management in 2003. He earned ICBA’s Certified BSA/AML Professional certification in 2019 and is a 2017 graduate of Leadership Paducah – Class 30. He previously served on the Child Watch Board of Directors and currently volunteers for the United Way of McCracken County PALS program and is involved with Airedale Terrier Rescue and Adoption programs. He is also an adjunct faculty member at West Kentucky Community and Technical College. He resides in Paducah with his wife of 22 years, Marjorie.    

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that they have donated over $22,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 2^nd quarter 2023 Spirit Debit Card Program.

“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion.

In 2022, FNB donated over $81,000 to their participating schools through the Spirit Debit Card Program.  To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit www.GrowWithFNB.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce the sponsorship of Graves County School’s staff t-shirts for the 2023-2024 school year. The shirts were distributed to all employees of Graves County Schools to wear throughout the upcoming school year.

“We are honored to sponsor this year’s staff t-shirts for Graves County Schools,” stated Brooke Wiles, FNB Marketing Director.  “We value our partnership with Graves County Schools and the t-shirt sponsorship is just a small token of our appreciation for the great work they do with students in our community.”

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that Ray Wagner has joined FNB as Chief Credit Officer. Ray brings with him more than 20 years of banking experience having served in various roles including SVP Consumer Credit Analytics, SVP Enterprise Risk Manager and VP Chief Risk Officer.

“We are pleased to have Ray join our FNB team,” stated Lori Noel, EVP & Chief Lending Officer. “His many years of banking experience and strong background in credit roles will be a huge asset to FNB as he takes on the Chief Credit Officer position.” 

Ray has a Bachelor of Science in Computer Science.  He recently moved to Western Kentucky with his wife and three children. Ray and his family are excited about exploring Western Kentucky and getting involved in the community.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.