
The 2025 Welcome Home Grant Program offered through the Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) is currently closed.
It’s time for you to find YOUR home.
Through partnership with the Federal Home Loan Bank of Cincinnati, FNB Bank is participating in the Welcome Home Grant Program. This program offers closing cost and down payment assistance for eligible home buyers. For complete details, limits, requirements, and guidelines please contact any of our mortgage loan officers.
This program guidelines include:
- Up to $20,000 grant for down payment and closing cost for qualified buyers
- Buyers must contribute $500 toward the purchase from their own funds
- Property must be used as primary residence
- Buyer does not have to be a first time home buyer to be eligible
- Income limits apply
Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and the applicable underwriting criteria. Program is subject to change.
FNB Bank, Inc. NMLS ID: 556336; Amy Slone NMLS ID: 716439; Annie Suiter NMLS ID: 502507; Ashley Gibson NMLS ID: 415188; Beth Hood NMLS ID: 1555785.

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