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In 2005, FNB’s former President, Ted Hudson and Board of Directors made the decision to change the bank’s charter from a national charter to a state charter. With this change, First National Bank was required by law to change the name of the corporation by removing the word “National” from the formal name. Thus, management decided to adopt the initials of First National Bank and change the corporation’s name to FNB Bank, Inc. This was not an abrupt name change to the community, as First National Bank had been referred to as “FNB” for many years.