FNB Bank (FNB) is proud to announce that Kelty Carlson has joined FNB as a Business Banking Officer in Paducah – McCracken County. Kelty has 15 years of experience in the banking and farm credit industry, having served in various roles including Commercial Agricultural Loan Officer, Commercial Lender, and Credit Training Specialist.
In her position as Business Banking Officer, Kelty will primarily be responsible for developing and managing a portfolio of business banking relationships, providing tailored guidance and financial solutions to support their growth and long-term success.
“We’re excited to have Kelty join our team in McCracken County,” said Ike Nichols, FNB’s McCracken County Market President. “Kelty’s depth of experience and commitment to serving local businesses will strengthen our ability to meet the needs of our community and support continued economic growth throughout the region.”
Kelty is a 2006 graduate of Waterloo High School in Waterloo, Illinois, and a 2010 graduate of Murray State University, where she earned a Bachelor of Science in Agriculture and was a member of the MSU Equestrian Team. She is a Ballard Memorial FFA Alumni and is active at Newton Creek Baptist Church, where she serves with the Kitchen Committee. Kelty previously served on the Ballard County 4-H Council, WAVE Ag Committee, and as a Board member for Ballard County Chamber of Commerce. She resides in Kevil with her children: Fischer, Klein, and Emory.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $740 million. FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC. FNB is a five-time ‘Best Places to Work in Kentucky’ Small Business Category Award Winner (2021–2024, 2026). The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.
