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FNB Bank and ICBA Celebrate America’s Ag Community

MARCH 21, 2022

In recognition of National Ag Day, FNB Bank and the Independent Community Bankers of America (ICBA) are celebrating the contributions of America’s local farmers, ranchers, and agricultural enterprises.

“FNB recognizes the vital role that agriculture plays in the well-being of our local communities and country as a whole,” stated Lori Noel, FNB’s EVP/Chief Lending Officer.  “At FNB, we are committed to supporting our local farmers and the agricultural industry, as we all continue to preserve our nation’s natural resources for the betterment of society.”

Community banks provide 80% of all financing to and are often the catalysts for new and expanded business opportunities within their communities. In fact, community banks provide roughly $130 billion in agriculture loans.

National Ag Day was founded nearly 50 years ago to recognize the contributions of farmers in providing Americans with healthy, affordable, and abundant food options. ICBA offers the following facts about the agriculture industry:

  • The typical American farmer produces enough food and fiber to feed 166 people, producing jobs and investment throughout the economy.
  • Americans spend less than 10 percent of their disposable income on food, allowing consumers financial freedom to purchase other goods.
  • Farming and related industries employ 21.6 million people, making up 11 percent of total U.S. employment.

“Community banks have been serving the agricultural community for more than a century, applying their intrinsic knowledge of local markets and relationship-based lending philosophy to address this sector’s financial needs,” ICBA President and CEO Rebeca Romero Rainey said. “Our nation’s community bankers look forward to building on this rich tradition of service, which supports our nation’s food supply and bolsters our economy.”

 About FNB Bank

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding 650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021 and 2022 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has nine locations located in Graves, McCracken, Calloway and Trigg County, with another office coming soon in 2022 in Marshall County.  FNB is member FDIC and an Equal Housing Lender.

 About ICBA
The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

 With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding nearly $5.9 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.

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