DIGITAL WALLETS

FNB stays on the cutting edge of mobile purchasing technology, and nothing cuts down on shopping risks and hassles like Digital Wallets. You can now turn your mobile phone or smartwatch into a high security purchasing tool that’s as low maintenance as touch, tap and pay. You can add your FNB Debit Card to your Apple, Samsung or Android devices to make payments easier in your favorite stores that have tap-to-pay or NFC (Near Field Communication) scanning abilities.¹

YOU’VE GOT PURCHASING SECURITY IN THE BAG.

Mobile payment technologies use a combination of sophisticated software and hardware that no thief could crack. Your physical card is digitally encrypted, retailers don’t store your payment information and no card information is passed to Apple, Google or the merchant. Plus, your fingerprint or a code is required for purchase. Digital Wallet gives you peace of mind you can’t put a price on.² For more information on the security behind Digital Wallets, go to the Digital section of our Help Center >

Just look for this symbol to use your Digital Wallet. View your virtual cards and manage your settings in your smartphone Wallet. 

APPLE PAY

Apple Pay makes it simple to use your FNB Debit Card for secure, private purchases. If you have an iPhone, Apple Watch^® or iPad^® it’s easy to add your FNB Debit Card and start making purchases—in-app, in-store and on the web. Apple Pay is accepted in grocery stores, boutiques, restaurants, hotels, and many popular retailers and nonprofits across the nation. You can also use Apple Pay in all kinds of apps — and on participating websites using Safari on your Mac, iPhone, and iPad.³

PAY WITH A TOUCH AT OVER A MILLION STORES

• Get started by opening the built in Wallet app (included with latest iOS)
• Tap plus in upper right hand corner
• Enter your card’s security code or use the device camera to capture card information
• With your card added, you simply hold your iPhone near the contactless reader with your finger on Touch ID^®
• On the Apple Watch, double click the side button and hold the Apple Watch up to the contactless reader

For locations, apps and websites where you can use Apple Pay, click here >

SAMSUNG PAY

Samsung Pay is easy to use and works at any retailer where you’d normally swipe your card.⁴

TO PAY, JUST HOVER

• With your Samsung phone’s camera, scan your card’s information
• Then secure it with your fingerprint and a backup PIN number
• To use Samsung Pay at a store: swipe up on your phone screen to activate Samsung Pay
• Hold your phone above the terminal to pay
• Exclusive to Samsung is the ability to use MST (Magnetic Secure Transmission) at swipe readers without the ability to use tap to pay or NFC

For locations, apps and websites where you can use Samsung Pay, click here >

GOOGLE PAY

Google Pay is a mobile payment technology that allows you to use your Android^® device to make convenient, secure purchases with your FNB Debit Card.⁵

PAY WITH A TAP AT CONTACTLESS READERS

• Google Pay is preloaded on many devices. If your phone doesn’t have it download it
• Google Pay has a secure location on the phone that keeps it separate from the rest of the phone data
• With the app open, tape the + sign in the app and follow the instructions to add your card manually or with the camera
• With your card added, you can now start tapping to pay. Simply unlock your phone and tap the contactless reader at any location that accepts Google Pay
• Hold your phone above the terminal to pay

For locations, apps and websites where you can use Google Pay, click here >

Important Information
¹Fees: your usual wireless carrier fees may apply. Your standard fees associated with the use of your physical credit or debit card also apply to your virtual card. FNB Bank Inc. is not responsible for products and services offered by other companies. Please see your applicable account Terms and Conditions and Electronic Fund Transfer disclosure for information on liability for unauthorized transactions. For full terms and conditions please see Digital Wallet Terms and Conditions.
²MasterCard, Visa and American Express will process transactions similar to how they process your physical card transactions today except most merchants won’t have access to your actual card number; they will receive the unique virtual card number associated with your credit or debit card. MasterCard must provide your actual card number to certain transit merchants (e.g., subway systems) in order to process real-time decisions.
³Available on select Apple^® devices. See Apple site for complete list. Requires app version 7.3 or above. Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
⁴Available on select Samsung® devices. See Samsung’s site for complete list. Requires Android 5.0 or higher. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.
⁵Available on select Android® devices. Requires app version 4.4 or above. Google and Google Pay Logo are trademarks of Google Inc.