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Author: Chelsea Culp

FNB’s Crystal Balentine Graduates in Inaugural Class of Leadership West Kentucky

Crystal Balentine graduates from Leadership West KentuckyCrystal Balentine, FNB Bank Senior Vice President & HR Officer, is a recent graduate of the inaugural class of Leadership West Kentucky (LWK).  This was the first year of the program sponsored by the West Kentucky Regional Chamber Alliance (WKRCA).  There were 29 participants from 14 counties in West Kentucky in this new program.

Members of Leadership West Kentucky live or work in the counties represented by the West Kentucky Regional Chamber Alliance including Ballard, Caldwell, Calloway, Carlisle, Christian, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg. All 14 counties had representation in the program, which was created to promote regionalism and build a network of informed citizens across community lines. The desired outcome was to instill pride in the region and focus on encouraging participants to be active in their region and community.

TVA served as the presenting sponsor of the program. Curriculum included leadership development, education on issues facing the region, relationship-building and awareness of the attributes and uniqueness of each county.

“This group of people from all over the region came together to get to know more about our local areas and to get to know each other. They have built a network of contacts they can call on each other when they have a question about another area. We hope the first class of Leadership West Kentucky will return to their communities and companies with increased skills, knowledge, perspective, and a new regionwide professional network,” said Sandra Wilson, Paducah Chamber President/CEO, who helped coordinate the program. “These leaders will have the resources to be better prepared to be catalysts in their companies and communities to further advance the region.”

The West Kentucky Regional Chamber Alliance will evaluate the program and determine the status of continuing with the program in 2024.

The class had a two-day orientation in Paducah in January and met monthly through May in locations throughout the region. The one-day sessions focused on a featured community as well as regional topics such as transportation, education, economic development, quality of life, advocacy, agriculture, and tourism. In February the class focused on Lyon/Caldwell/Crittenden counties, in March met in Murray, in April in Fulton/Hickman counties and graduated at the final session in Hopkinsville on May 25.

For more information about Leadership West Kentucky and the West Kentucky Regional Chamber Alliance, visit wkrca.org.

Members of LWK Class #1 include:

Ballard County – Sarah Drysdale, UK Cooperative Extension.

Caldwell County – Jay Campbell, Fredonia Valley Bank; Joe Pelletier, Rogers Group.

Calloway County – Shawn Touney, Murray State University.

Carlisle County – Kevyn Dunker, GEO Consultants; Jennifer Quillen, Graceland Management Services.

Christian County – Martha Argotte, United Southern Bank; Ruth Lynch, Retired, Christian Co. Board of Education; Josh Ryan, Planters Bank; DeeAnna Sova, Ascend.

Crittenden County – D’Anna Browning, City of Marion; Tonya Driver, Crittenden Co. Board of Education

Fulton County – April Gallimore, Fulton Co. Judge’s office; Susan Malone, Citizens Bank.

Graves County – Crystal Balentine, FNB Bank; Terry Bradley, Paducah Bank; Nathaniel Cox, KeyBank/City of Mayfield.

Hickman County – Justin Jackson, Jackson Consulting Firm.

Livingston County – Tyler Coleman, Farmers Bank & Trust.

Lyon County – Monica Walker

Marshall County – Dana Howard, CFSB.

McCracken County – Kenny Boyd, Baptist Health Paducah; Sarah Dallas, Paducah Bank; Leslie Heath, Keller Williams Realty.

Trigg County – Scott Sholar, Tennessee Valley Authority.

Representing Multiple Counties – Betsy Burkeen, United Way of Western Kentucky; Stephanie Moss, Child Watch; Ryan Tolbert, Atmos Energy; Austin Wetherington, U.S. Cong. James Comer’s Office.

Leadership West Kentucky Graduates

1st Row (L to R): Martha Argotte, United Southern Bank; Crystal Balentine, FNB Bank; Kenny Boyd, Baptist Health Paducah; Terry Bradley, Paducah Bank; D’Anna Browning, City of Marion; Betsy Burkeen, United Way of Western Kentucky; Jay Campbell, Fredonia Valley Bank; Tyler Coleman, Farmers Trust Bank;

2nd Row: Nate Cox, KeyBank/City of Mayfield; Sarah Dallas, Paducah Bank; Tonya Driver, Crittenden Co. Board of Education; Sarah Drysdale, UK Cooperative Extension; Kevyn Dunker, GEO Consultants; April Gallimore, Fulton Co. Judge Executive’s Office; Leslie Heath, Keller Williams Realty; Dana Howard, CFSB;

3rd Row: Justin Jackson, Jackson Consulting Firm; Ruth Lynch, Retired, Christian Co. Bd. of Education; Susan Malone, Citizens Bank; Stephanie Moss, Child Watch; Joe Pelletier, Rogers Group; Jennifer Quillen, Graceland Management Services; Josh Ryan, Planters Bank; Scott Sholar, Tennessee Valley Authority;

4th Row: DeeAnna Sova, Ascend Elements; Ryan Tolbert, Atmos Energy; Shawn Touney, Murray State University; Monica Walker; Austin Wetherington, Cong. James Comer’s Office.

FNB Donates Over $21,000 Back to Local Schools Through Spirit Debit Card Program

Graves County Schools Spirit Debit Card Check PresentationFNB Bank is proud to announce that they have donated over $21,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 1st quarter 2023 Spirit Debit Card Program.

Mayfield Middle School Spirit Debit Card Rewards Check Presentation“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

Marshall County Schools Spirit Debit Card Rewards Check PresentationThe FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion.

In 2022, FNB donated over $81,000 to their participating schools through the Spirit Debit Card Program.  To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit www.GrowWithFNB.com.

Trigg County Schools Spirit Debit Card Reward Check PresentationFNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding 650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021-2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB’s Spring Shred Event in Mayfield on Thursday, May 18th

FNB invites you to participate in our Spring Shred Event on Thursday, May 18th from 10 AM to 2 PM. Whether you have paper documents or obsolete electronics to dispose of, this is the event for you! We have partnered with WPSD Local 6 for Super Shredder and OK E-Scrap for the Electronics Recycling. Both events will run simultaneously at separate locations, please read below for specific details. Join our Facebook Event Page to stay up to date on event details: FNB’s Spring Shred Event | Facebook

Super Shredder

WPSD Local 6 will be hosting “Super Shredder Thursday” at FNB’s Mayfield Downtown Office, located at 201 N 8th Street on Thursday, May 18th from 10 AM to 2 PM.  This is a great opportunity to safely dispose of personal documents without risking identity theft. Our shredding partner, Shred-it, will destroy up to 50 pounds of your personal documents for FREE! No business documents will be accepted.

As a safety precaution, please stay in your car and allow our volunteers to unload the documents from your vehicle.

For complete Super Shredder rules, please visit: Super Shredder | WPSD Local 6

Electronics Recyling

OK E-Scrap, LLC will offer our community the opportunity to recycle old, obsolete electronics for FREE* on Thursday May 18th from 10 AM to 2 PM at 211 E Broadway (former City Hall building).  All materials recycled or shredded, will be disposed of in a safe and environmentally responsible manner by OK E-Scrap LLC.

FREE Acceptable E-Waste:
Computers, Servers, Hard Drives, iPads/Tablets, Kindles, Electronic Book Readers, Flat Screen Monitors/TVs, Laptops, All Circuit Boards, DVD Players, VCRs, Modems, Cable Boxes, Satellite Receivers, Routers, Cell/Mobile Phones, Telephone Systems & Hardware, Insulated Cable & Wire, Video Game Consoles, USB Cords & Batteries, UPSs and Battery Backup Units

Unacceptable E-Waste:
CRT Monitors, Console TVs, Projection TVs, Paint or Varnish, Glass Bulbs, Household Batteries (Ni-Cd, Alkaline, Lithium Primary), Toner/Ink Cartridges

*Certificates of Destruction will be available upon request for $25/each with multiple hard drive serial numbers. Hard Drive shredding is free.

For questions pertaining to the Spring Shred Event, please contact FNB at 270-247-1758 or via email at events@growwithfnb.com.

FNB Bank Receives Third Consecutive “Outstanding” Community Reinvestment Act Rating from FDIC

FNB Bank has been awarded an “Outstanding” rating, the highest rating possible, from the Federal Deposit Insurance Corporation (FDIC) for our efforts that support the Community Reinvestment Act (CRA) for the third consecutive exam period.  The FDIC recently conducted their examination process, which covered the period from March 2020 to March 2023, and evaluated the bank’s lending and community development services based in the bank’s service area.  By awarding this rating, the FDIC acknowledged that FNB is continuing to meet the needs of the communities it services, including low- and moderate-income neighborhoods, and is consistent with safe and sound banking operations.

“We are honored to receive the Outstanding CRA rating for the third consecutive time from the FDIC.  It is a great accomplishment to have the continued efforts of our staff recognized by this distinction that very few banks achieve, all while working during a global pandemic and after tornado devastation,” said Brooke Wiles, FNB’s VP/Marketing Director and CRA Officer.  “The rating recognizes FNB’s ongoing commitment to meeting the credit and development needs of all people in the communities we serve.”

Banks are evaluated on a variety of information pertaining to the communities they serve and how they rate against their peers in the areas of lending, investments, and community services.  Regulators spend several weeks reviewing each bank’s loans and the community services they provide, while also interviewing a variety of people within the communities about economic development trends, etc.  An overall CRA rating is then assigned to each bank using a four-tiered rating system of Outstanding, Satisfactory, Needs to Improve, or Substantial Noncompliance.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

ICBA and FNB Bank: Community Banks Build Better Communities

In honor of Community Banking Month in April, FNB Bank and the Independent Community Bankers of America (ICBA) are shining a spotlight on community bank efforts to create economic prosperity for Americans in urban, suburban, and rural communities nationwide.

“As a local small business ourselves, we are invested in building the prosperity of our customers, while enhancing the community we all call home,” stated Sally Hopkins, FNB President & CEO. “FNB invites our local citizens to explore how we can help them throughout their financial journey as we work together to help them achieve their personal and business goals—all while keeping deposits local and boosting our local community.”

Collectively, community banks make more than 60% of small-business loans, more than 80% of agriculture loans, and contribute tax dollars that help maintain local municipalities. Community banks:

  • Are favored by small businesses, earning a 76% satisfaction score compared to 62% for large banks, 46% for finance companies and 39% for online lenders.
  • Are committed lenders with loan growth that has outpaced noncommunity banks for a decade.
  • Demonstrate safety and soundness with higher capital ratios and better loan quality than the largest institutions.
  • Offer high-touch, high-tech service. This gives consumers access to modern-day conveniences and technical capabilities while maintaining the personal service for which community banks are known.
  • Have a track record in helping underserved Americans by providing greater flexibility to low-income and minority borrowers. Community banks serve 93% of majority-minority communities and 96% of low-income designated counties.
  • Understand and embrace local small businesses. In fact, community banks made 60% of total Paycheck Protection Program loans to small businesses and provided 72% of PPP loans to minority business owners that reported such data.
  • Give back to their communities. Civic service is a way of life for community bankers as reflected in ICBA’s National Community Bank Service Awards.

“Community banks embrace their role as financial stewards because catering to their customers’ unique financing needs is central to their business philosophy and ensuring satisfied, life-long customers,” ICBA President and CEO Rebeca Romero Rainey said. “ICBA is proud to represent these civic-minded servants and to support their efforts to build better communities—one loan, one customer at a time.”

For more facts about community banks, click here. Follow the ICBA Community Banking Month conversation on social media with the #BankLocally and #CommunityBankingMonth hashtags.

About FNB Bank

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021-2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About ICBA

The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5.8 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.

 

FNB Bank Named a 2023 Best Places to Work in Kentucky Winner

FNB Bank is proud to announce its recognition as one of the 2023 Best Places to Work in Kentucky winners in the Small Business Category. The announcement comes from the Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM) and ClearPath Mutual Insurance Company, who released the complete list of the 19th Annual Best Places to Work in Kentucky Award Winners on Wednesday, March 15th. View the alphabetical list of winners here: https://www.bestplacestoworkkentucky.com/awards/winners.  Official rankings will be announced on June 8, 2023.

Winners from across the state have been selected in three categories: small companies of 15-149 employees, medium companies of 150-499 employees and large companies consisting of more than 500 employees (categories based on number of U.S. employees, only Kentucky employees surveyed). The selection process, managed by Workforce Research Group, is based on an assessment of the company’s employee policies and procedures and the results of an internal employee survey.

The competition is a multi-year initiative designed to motivate companies in the Commonwealth to focus, measure and move their workplace environments toward excellence. Numerous studies show a strong correlation between profitability and creating a good place to work.

For 75 years, the Kentucky Chamber of Commerce has represented the interests of member businesses throughout Kentucky – from family-owned shops to Fortune 500 companies. As the state’s premier business advocate, the Kentucky Chamber is a recognized and respected voice across the Commonwealth, working every day to unite business and advance Kentucky. Kentucky SHRM consists of 12 local chapters that provide ongoing education and leadership opportunities for over 3,000 human resource professionals throughout the Commonwealth. For more details about Best Places to Work in Kentucky, visit www.bestplacestoworkkentucky.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

DREAM Together Check Presentation Held for Home Team Title

A check presentation was held on Tuesday, March 7th to present DREAM Together funds to Home Team Title in the amount of $17,250.  Home Team Title is the latest local business to take advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank.  The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

Home Team Title is now open at their new location at 317 S Ninth Street. Their former office building was damaged beyond repair during the December 10, 2021, tornado that swept through Mayfield. Home Team Title offers real estate title and closing services. Home Team Title is affiliated with the law firm of Greg Taylor & Associates and is owned by Greg Taylor.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $680 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021 and 2022 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $565 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender.

FNB’s 16th Annual Easter Coloring Page & Art Exhibition

FNB’s 16th Annual Easter Coloring Page and Art Exhibition is happening now! Enter our 2023 Easter Coloring Page Art Exhibition by downloading our Easter Coloring Page here: English/Spanish or by stopping by any FNB Office to pick up a printed copy. Completed pages must be turned in by 12:00 PM on Thursday, April 6th at any FNB Office. Five lucky kids (between the ages of 0-10) will be chosen at random to win $50! See below for official coloring page contest rules.

FNB Easter Coloring Page Official Guidelines

The deadline for participants to turn in their completed Easter Coloring Page is Thursday, April 6, 2023, by 12:00 PM at any FNB Banking Center.  The $50 drawings for the Easter Coloring Page will be held after 12:00 PM on Thursday, April 6, 2023.  Each of FNB’s market areas will select a winner at random (Graves County, Calloway County, McCracken County, Trigg County and Marshall County).  Need not be present to win.  Winners will be selected at random.  Winners are required to be between the ages of 0-10.  The winners will be contacted via the phone number listed on the coloring page entry.  To enter by mail, send completed coloring page to the FNB Marketing Department, P.O. Box 369, Mayfield, KY  42066.  FNB employees and their immediate families are not eligible to win.

Please contact Chelsea Culp, Marketing Assistant at (270) 247-1758 or by e-mail at chelsea.culp@growwithfnb.com for all questions pertaining to the Easter Coloring Page Drawing.

FNB Pagina de Colorear de Pascua Reglas Oficiales

Los participantes tendran que entregar la pagina de Colorear de Pascua antes del Jueves 6 de Abril del 2023 a las 12:00 PM en cualquier Centro Bancario FNB. Los sorteos del $50 para la Pagina de Colorear de Pascua se llevaran acabo despues de las 12:00 PM del Jueves 6 de Abril del 2023. Cada una de las area de mercado de FNB seleccionara un ganador al azar. (Condado de Graves, Condado de Calloway, Condado de McCracken, Condado de Trigg y Condado de Marshall). No es necesario estar presente para ganar. Los ganadores seran seleccionados al azar. Los ganadores deben tener entre 0 y 10 años. Los gandores seran contactados a traves del numero de telefono que aparece en la pagina de colorear. Para participar por correo, envie la pagina para colorear al Departamento de Marketing de FNB, P.O. Box 369, Mayfield, KY 42066. Los empleados de FNB y sus familiars no son elegibles para ganar.

Comuniquese con Chelsea Culp, asistente de marketing al (270) 247-1758 o por correo electronico a chelsea.culp@growwithfnb.com para cual quier pregunta relacionada con el concurso de Pascua.

FNB Sponsors Anne Frank Exhibit at South Marshall Middle School

FNB Bank is proud to have sponsored and funded “Anne Frank: A History for Today Traveling Museum,” in conjunction with First Kentucky Bank and CFSB, that is set to take place at South Marshall Middle School. The Anne Frank exhibit tells the story of Anne Frank against the background of the Holocaust and World War II. This three-part exhibit consists of a video, a student-led guided tour, and a debriefing session. During these parts, participants will be able to interact with students while pondering on concepts such as tolerance, mutual respect, and human rights. The exhibit includes 18 panels full of history and photographs.

Eighteen South Marshall Middle School seventh grade students were chosen to serve as curators for the exhibit and perfected their tour guide skills with the help of two trainers from The Anne Frank Center USA. The students will present to their peers on Wednesday, March 8th and Friday, March 10th. The exhibit will be open to the community on Thursday, March 9th from 4:30 – 7:30 PM in the cafeteria at South Marshall Middle School. The event is free to attend, and everyone is invited.

Follow the dedicated Facebook event page for more details about the exhibit: Anne Frank: A History for Today Traveling Museum | Facebook.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $680 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021 and 2022 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

 

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