Author: Chelsea Culp

During the month of December, FNB Bank made a $1,000 Christmas donation to two worthy charities on behalf of their customers and community members.  Both The Way Christian Youth Center and Beta Nu received $500 donations to assist in fulfilling their daily missions.

“Both organizations mean so much to this community, not just in this Christmas season, but all year long,” stated Kyle Hensley, FNB’s Trigg County Market President.  “We hope these donations help them further their efforts in making a positive impact on Cadiz & Trigg County.  Assisting organizations in our community who provide for others is our way of showing appreciation for all that they do.”

The Way Christian Youth Center is a place where sixth – twelfth grade students can come together and enjoy games, food, and other activities in a safe, disciplined environment. For more information about The Way or to donate, please visit: https://thewayforteens.org/.

Beta Nu is the Trigg County chapter of the international philanthropic sorority Epsilon Sigma Alpha.  This local group of dedicated women organize fundraisers throughout the year to raise money for programs and organizations within the community.  They are sponsors of the annual Christmas Angel Tree and the Math-a-thon at Trigg County Elementary School, which raises funds for St. Jude Children’s Research Hospital.  For more information about Beta Nu or to donate, please contact Nancy Moore or Mindy Hargrove.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding 650 million.  FNB ranks among the highest in the nation in the area of safety and soundness. FNB is a 2021 and 2022 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

During the month of December, FNB Bank made a $2,000 Christmas donation to two worthy charities on behalf of their customers and community members.  Both the Community Christmas Connection Toy Drive for Mayfield and Graves County students and the Mayfield-Graves County Needline/Food Pantry received $1,000 donations to assist with daily necessities and expenses. 

“It is our gift to give back this Christmas by assisting worthy charities that generously serve and make a difference in the lives of our community members,” stated Brooke Wiles, FNB Marketing Director.  “We are confident that the Community Christmas Connection efforts, along with the everyday mission of the Needline/Food Pantry are vital services that positively impact Mayfield-Graves County.” 

In addition to the bank’s monetary Christmas donation to the Community Christmas Connection Toy Drive, FNB employees donated toys and money for an additional $300 towards the cause.  For more information about Community Christmas Connection, please contact Eric Walker, Director of the Mayfield-Graves County Communication Education Program by e-mail at eric.walker@graves.kyschools.us.  For information about the Mayfield-Graves County Needline/Food Pantry, please call (270) 247-6333 or e-mail needline-foodpantry@hotmail.com.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that they have donated over $22,000 back to Mayfield, Graves County, Trigg County, and Marshall County Schools through their Spirit Debit Card Program. These donations to the school systems are a result of FNB’s 3^rd quarter 2023 Spirit Debit Card Program.

“We are proud to offer our exclusive FNB Spirit Debit Card Program to our local schools,” stated Brooke Wiles, FNB Marketing Director.  “Our customers have pride in knowing that they are making a difference in the lives of our youth by simply swiping their Spirit Debit Cards at the checkout.  The donated funds allow the school systems the opportunity to do more for their students and staff, which is an invaluable asset to our community.”

The FNB Spirit Debit Card Program allows FNB and their customers the opportunity to give back to their local schools when they use their FNB debit card.  FNB currently offers Spirit Debit Cards for Mayfield, Graves County, Trigg County, and Marshall County Schools.  The Spirit Card works like a traditional debit card and for each signature-based transaction (not using your PIN), FNB donates $0.10 to the corresponding school.  The tracking process is hassle free for the card holder, as FNB does all the tracking and submits the check to each school on a quarterly basis.  The donated funds are utilized at the school’s discretion.

In 2022, FNB donated over $81,000 to their participating schools through the Spirit Debit Card Program.  To learn more about the Spirit Debit Card Program, stop by your nearest FNB Office or visit Spirit Debit Cards – Grow With FNB.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $670 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

A check presentation was held on Friday, November 3^rd to present DREAM Together incentive funds to BHW Properties, LLC in the amount of $50,000. BHW Properties, LLC took advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank.  The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

BHW Properties, LLC is investing in the Mayfield community with plans to build a 10,500 square foot Family Dollar/Dollar Tree combination store. The store will be located on East Broadway Street near the former location of Family Dollar that was destroyed in the December 10^th, 2021, tornado.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $670 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $552 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender.

A check presentation was held on Friday, October 27^th, to present DREAM Together incentive funds to Riley Architect Services, PLLC in the amount of $14,000. Riley Architect Services, PLLC took advantage of the DREAM Together partnership program offered by FNB Bank and First Kentucky Bank.  The DREAM acronym stands for Downtown Revitalization & Economic Advancement for Mayfield.  Together, both Mayfield-based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of FKB and FNB is to stimulate economic development and put jobs back in one of the hardest hit areas in the community.

The Riley Architect Services office was formerly located in the Hall Hotel in downtown Mayfield. The building sustained severe damage from the December 10, 2021, tornado that swept through Mayfield and destroyed their office.  The firm has now relocated a few blocks from their former location to 500 South 6^th Street in Mayfield. “Riley Architect Services is incredibly thankful to FNB Bank and First Kentucky Bank for their leadership in the revitalization effort and providing incentive money to encourage businesses to relocate in Mayfield, Kentucky,” stated Elizabeth Miller Riley of Riley Architect Services, PLLC.

About Riley Architect Services, PLLC

Riley Architect Services, PLLC was incorporated in 2005 and is located in Mayfield, Kentucky providing architectural services for municipal, educational, commercial, industrial, historic preservation, and non-profit clients.  Riley Architect Services, PLLC has completed award winning projects in 4 states.  Riley Architect Services, PLLC maintains an office staff of six designers and partners with multiple larger design and engineering firms to meet the demands of our clients.  Riley Architect Services, PLLC is proud to call Mayfield, Kentucky home and thankful to be part of the downtown revitalization and grateful to FNB and 1^st Kentucky Bank for their generosity. 

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $670 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg, and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $552 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender.

The Independent Community Bankers of America (ICBA) recently announced the winners of its 2023 National Community Bank Service Awards in recognition of the creative and exemplary efforts of the nation’s community banks to help their local economies flourish. Together with First Kentucky Bank, FNB Bank received an honorable mention for our DREAM Together (Downtown Revitalization and Economic Advancement for Mayfield) initiative helping small businesses rebuild following the devastating EF4 tornado that swept through Mayfield on December 10, 2021.

“ICBA celebrates our 2023 National Community Bank Service Award winners and is honored to share these inspirational stories, which demonstrate the resourcefulness and unwavering commitment of local community banks to the customers and communities they serve—most notably during times of need,” ICBA President and CEO Rebeca Romero Rainey said. “These acts of service are a poignant reminder of why community banks are different and are central to ensuring strong and resilient communities nationwide.”

The DREAM Together Initiative began in March 2022, following the aftermath of the December 2021 tornado. Together, both Mayfield based banks have partnered to provide incentives and low interest loans for businesses that want to rebuild and invest again in downtown Mayfield.  The collective goal of First Kentucky Bank and FNB Bank is to stimulate economic development and put jobs back in one of the hardest hit areas in the community. “Together, we’ve participated on a little less than $3 million worth of loans, and we’ve given out around $300,000 in incentives combined through grants for people to rebuild,” says Sam Mahan, FNB Bank VP/Senior Lender. For more information regarding the DREAM Program, please visit: https://growwithfnb.com/dream-program/.

The 2023 ICBA National Community Bank Service Award winners are:

Emerging Community Bank Service Award:

Cross Bank – Wynne, Arkansas

Exceptional Community Bank Service Award:

First Federal Savings & Loan Association – Pascagoula, Mississippi

Honorable Mentions:

Olympia Federal Savings – Olympia, Washington

Synergy Bank – Houma, Louisiana

First Kentucky Bank and FNB Bank – Mayfield, KY

To read more on the award winners, please visit: https://www.icba.org/newsroom/news-and-articles/2023/09/06/icba-honors-2023-national-community-bank-service-award-recipients. More than 100 community banks and employees have been recognized by the ICBA National Community Bank Service Awards since the program’s inception in 2002. Bank technology services provider FIS, of Jacksonville, Florida, sponsored this year’s program.

About ICBA

The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services. With nearly 50,000 locations nationwide, community banks employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding $5.8 trillion in assets, $4.8 trillion in deposits, and $3.8 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation, and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.

About FNB Bank, Inc.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $670 million.  FNB ranks among the highest in the nation in the area of safety and soundness and has earned three consecutive ‘Outstanding’ ratings for the Community Reinvestment Act (CRA) by the FDIC.  FNB is a 2021, 2022, and 2023 ‘Best Places to Work in Kentucky’ Small Business Category Award Winner.  The bank currently has ten locations located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899 with assets exceeding $554 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow, and protect their financial health in both personal and business endeavors.  First Kentucky is a Member FDIC bank and an Equal Housing Lender. 

FNB Bank is proud to announce that Lauren Berberich was recently promoted to Office Manager for our Lone Oak Office, located at 3445 Lone Oak Road in Paducah. In her new position, Lauren will be primarily responsible for leading day to day operations of the branch. Lauren has over five years of banking experience with FNB.

Lauren is a 2008 graduate of Graves County High School. She has previously served as a Universal Banker and Indirect Lending & Customer Support Center Associate for FNB.  Lauren currently resides in Mayfield with her husband, Eric, and children: Adisyn, Kaysin, Hadlee, and Ryland.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.

FNB Bank is proud to announce that Lori Noel has been appointed to the Kentucky Agricultural Finance Corporation (KAFC) Board by Kentucky Commissioner of Agriculture Dr. Ryan Quarles. Lori currently serves as Executive Vice President and Chief Lending Officer for FNB.  Lori has an extensive banking background with over 30 years of experience. 

Lori is a 1992 graduate of Marshall County High School and attended Murray State University.  She is a graduate of the Southeastern School of Advanced Commercial Lending and Kentucky Bankers Association General Banking School.  She is enrolled in the Graduate School of Banking Wisconsin for the 2022-2024 program.  Lori has previously served on the Junior Achievement of Calloway County Board, as a Board Member and Treasurer for Calloway County Livewell Booster Club and is a former Rotary member.  Lori and her husband, Robbie, currently reside in Kirksey.  They have four sons: Trevor, Tyler, Colton and Colby.

The KAFC addresses the unique financing needs of agriculture in the Commonwealth.  The mission of the KAFC Board is to strengthen Kentucky agriculture by providing access to low-interest loan programs through joint partnerships with local lending institutions. KAFC assists beginning farmers, farm families, and agribusinesses in obtaining the necessary capital to establish, maintain, or expand their agricultural operation.  To learn more about KAFC, please visit: https://www.kyagr.com/agpolicy/Kentucky-Ag-Finance-Corporation.html.

FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with assets exceeding $660 million.  FNB ranks among the highest in the nation in the area of safety and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway, Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.