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The routing number for FNB Bank is 083901087.

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  • Receiving Bank RTN: 083901087
  • Beneficiary Name: [Customer Name]
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Banking for Kids & Teens

Start Something Smart

Group of Teens
Banking for Kids & Teens

Start Something Smart

Kids Save Today.  Teens Grow Tomorrow.

Start something today that grows with your child. FNB offers banking accounts and financial tools designed to support every generation—beginning with early savings, expanding through the teen years, and evolving as financial needs change over time. From helping kids learn smart saving habits to giving teens confidence with everyday money management, FNB partners with families to build strong financial foundations that grow with you at every stage of life.


KIDS START SAVINGS

Build Smart Saving Habits from the Start

Help your child start on the right financial path with Kids Start Savings, an account designed to turn kids into lifelong savers. With no minimum balance requirements and no monthly service charges, it’s an easy and rewarding way to introduce the value of saving early.

Kids Start Savings offers a competitive interest rate, allowing young savers to watch their money grow while learning responsible habits along the way. Parents enjoy peace of mind knowing the account is simple, affordable, and built with families in mind.

Kids Start Savings logo

Kids Start Savings highlights include:

  • No minimum deposit to open (up to $1,200 maximum opening deposit)
  • No minimum balance requirements
  • No monthly service charges
  • Competitive interest rate
  • Four free withdrawals per month
    ($2 for each additional withdrawal)
  • Designed for children with parent or guardian involvement

Some deposit restrictions apply. Social Security card and birth certificate are required in lieu of photo ID.


BEST START STUDENT CHECKING

Checking That Makes Managing Money an Easy A

As kids grow into teens and young adults, their financial needs evolve. Best Start Student Checking is designed to help students take the next step with confidence—without the stress of unnecessary fees.

With no monthly fee, complimentary checks, and easy access through FNB’s mobile banking app, students can manage everyday spending, track balances, and stay organized wherever life takes them.

Best Start Student Checking Logo

Best Start Student Checking features:

  • No monthly maintenance fee
  • Welcome pack of checks
  • Mobile banking with complimentary mobile deposit1
  • Up to five free nationwide ATM withdrawals per statement cycle2
  • Up to five free checks per statement cycle
    ($0.50 for each additional check)
  • Complimentary online statements

1Mobile banking is required for mobile deposit. The mobile app is free, however, message and data rates may apply. 2For ATM fees of $5 or greater, ATM receipt(s) must be presented for reimbursement. ATM fees will be reimbursed at the end of each statement cycle. Overdraft fees may apply.


Greenlight® with FNB

Real‑World Money Lessons, Built for Families

Looking for a smarter way to teach kids and teens about money? Greenlight, available through FNB, pairs seamlessly with your child’s FNB account to provide hands‑on financial learning in a safe, parent‑guided environment.

With Greenlight, kids and teens can learn how to earn, save, spend, and give responsibly—while parents stay in control through flexible tools and real‑time insights. It’s a powerful way to reinforce the lessons started with Kids Start Savings and Best Start Student Checking.

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Need Help Choosing the Right Account?

Every child’s financial journey is different—and we’re here to help. If you have questions or want guidance on which kids’ or teen account is the best fit for your family, our team is ready to assist.

Fill out our online form to contact FNB Customer Support and learn more about any of our kids and teen banking options

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*Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.

Requests for financial transactions will not be honored.

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Call: 270-247-1758
Toll Free: 888-934-2536

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