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Card Services

BUSINESS CARD SERVICES

YOU HAVE A HEAD FOR BUSINESS. GET THE CARD FOR IT.
ONE BUSINESS CREDIT CARD HAS PREFERRED POINTS. BOTH HAVE MAJOR SELLING POINTS.

You’ve earned credit by making good business choices. We make it easy to choose the card that is right for you. Our Business Visa® Card is available in two card options: Standard and Preferred Points. Both cards offer 24-hour live customer assistance and breaks on fees from a grace period on purchases to a low introductory rate. Our Preferred Points card offers you the option of earning points that can be redeemed for merchandise or travel. You have a head for business. Get the business credit card that’s right for where you’re headed.

BUSINESS CARD STANDARD

Benefits

  • Travel accident insurance and baggage delay benefit
  • Car rental collision damage rental
  • Price protection
  • Extended warranty
  • Purchase assurance
  • Travel assistance and emergency services
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net

Features

  • No annual fee
  • Low introductory rate for the first six months
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options

Fees


 

BUSINESS CARD PREFERRED POINTS

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back rewards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • Travel accident insurance and baggage delay benefit
  • Car rental collision damage waiver
  • Price protection
  • Extended warranty
  • Purchase assurance
  • Travel assistance and emergency services
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.

Features

  • Low annual fee of $49 per account
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Choose how you want to pay with individual or summary billing options.

Fees


TO APPLY NOW

Download the PDF Credit Card Application.

Print the application and complete it using a blue or black pen. Paper applications are also available at your local branch office.

Fax your completed application to the Card Service Center at 972-650-7054.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

Supporting Documents for Your Card Application

Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Application checkmark checkmark checkmark checkmark checkmark
Organization Papers checkmark checkmark checkmark checkmark checkmark
Borrowing Resolution checkmark checkmark checkmark checkmark
Financial Statements checkmark checkmark checkmark checkmark
Personal Guaranty checkmark checkmark checkmark
Personal Tax Return checkmark checkmark checkmark


YOUR GO-TO BUSINESS DEBIT CARD FOR EXPENSES IS GREAT FOR EMPLOYEES.

Your most convenient business debit card for paying travel expenses, purchasing supplies or dining out now makes your life even easier. Our Business Debit with set spending limits and restricted account information access means you can give your card, and your time-consuming errands to employees.

SECURITY FEATURES AND SPENDING LIMITS MEAN NO LIMITS ON CONVENIENCE.

More convenient than checks or credit cards, our business debit deducts money directly from your business checking account, with all transactions, including ATM withdrawals appearing on your monthly activity statement. The business card you reach for most is now the most convenient card to hand off.

 

Important Information
1
Please see application for information about current APRs and fees. Cards are subject to credit approval. The creditor and issuer of these cards is TIB – The Independent Bankers Bank pursuant to a license from VISA.

AG OR BUSINESS LENDING ROOTED IN RELATIONSHIPS.

Farming or business, we’re there for every season. Helping business owners like you start something means our communities’ progress never stops.

CONNECT WITH A BUSINESS LENDER

Farmer couple holding basket of produce
Clerk making transaction at counter

HANDS DOWN, THE BEST WAY MONEY CHANGES HANDS.

No matter what you sell, Clover lets you accept credit cards, EMV chip cards, contactless payments from customers, safely and securely and look good doing it.

LEARN MORE ABOUT CLOVER

CONTACT
FNB MAIN OFFICE
Call 270-247-1758
Toll Free 888-934-2536
LOCATE
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